Nzira sere dzekucheka yako yehutano mitengo

Mutengo wehutano hwehutano unoramba uchikwira. Ndosaka zvichibatsira kudzidza maitiro ekutora matanho ekudzora ako e-muhomwe ehutano ekurarama.

Dzidza maitiro ekuchengetedza mari uye uchiri kuwana rubatsiro rwaunoda. Tanga nekutarisa yako ruzivo ruzivo kuti iwe uzive kuti ndeapi masevhisi aripo. Edza iwo matipi pazasi kuti akubatsire iwe kuwana zvakanyanya kubva kune ako mabhenefiti uye chengetedza mari pane yako tarisiro.

1. Chengetedza Mari paMishonga

Pane nzira shoma dzekudzikisa mutengo pamishonga yako.

• Kumbira mubatsiri wako wezvehutano kana iwe uchikwanisa kuchinjira kumishonga yechivanhu. Izvo zvine chinhu chimwe chete chinoshanda, asi zvinodhura zvishoma pane zita rechiratidzo zvinodhaka.
• Kumbira mupi wako kana paine mushonga usingadhuri unorapa mamiriro akafanana.
• Ona kana iwe uchigona kuraira mushonga wako kuburikidza nepositi.
• Tora mishonga yako yese sekurairwa. Kusatora mushonga wako kana kusatora mishonga yakakwana kunogona kutungamira kune mamwe matambudziko ehutano.

2. Shandisa Zvako Zvakanakira

• Wana kugara uchiongorora hutano. Iyi bvunzo inogona kubata matambudziko ehutano nekukasira, apo anogona kurapwa zvirinyore. Uye iwe kazhinji haufanire kubhadhara kopay yekuongororwa kwehutano, majekiseni, uye kushanya kwegore zvakanaka.
• Tora kuchengetwa kwepamuviri kana iwe uri nepamuviri. Iyi ndiyo nzira yakanakisa yekuona kuti iwe nemwana wako muve neutano hwakanaka.
• Mamwe marongero ehutano anopa vamiriri vehutano kana mamaneja emakesi. Mumiriri wezvehutano anogona kukubatsira kuti uwane zvakanakira zvako. Maneja maneja anogona kukubatsira iwe kugadzirisa matambudziko akaomarara ehutano seshuga kana asthma.
• Shandisa mahara uye akaderedzwa masevhisi. Mazhinji zvirongwa zvehutano zvinopa zvidzikiso pazvinhu zvakaita sejimuti nhengo kana maziso.

3. Ronga Mberi Kwekukurumidzira neEmergency Care

Kana chirwere kana kukuvara zvikaitika, iwe unofanirwa kusarudza kuti chakanyanya sei uye nekukurumidza sei kurapwa. Izvi zvinokubatsira iwe kusarudza kuti wodaidza mupi wako, enda kukiriniki yekukurumidzira, kana kuwana rubatsiro rwechimbichimbi.

Iwe unogona kusarudza kupi kwekuchengetwa nekufunga nezve kukurumidza kwaunoda kurapwa.

• Kana munhu kana mwana asati aberekwa akafa kana kukuvara zvachose, iri emergency. Mienzaniso inosanganisira kurwadziwa kwepfupa, kunetseka kufema, kana kurwadziwa kwakanyanya kana kubuda ropa.
• Kana iwe uchida kutarisirwa kusingagoni kumirira kusvikira zuva rinotevera kuti uone mupi wako, iwe unoda kutarisirwa nekukurumidza. Mienzaniso yekutarisirwa nekukurumidza inosanganisira strep huro, hutachiona hutachiona, kana imbwa inoruma.

Iwe unozochengetedza zvese nguva nemari kana iwe ukashandisa chinokurumidza kuchengetedza nzvimbo kana kuona wako mupi pane kuenda kune dhipatimendi rekukurumidzira. Ronga kumberi nekuziva iyo yekukurumidza nzvimbo yekutarisira iri padyo newe. Zvakare, dzidza maitiro ekuziva emergency mune vakuru uye mumwana.

4. Bvunza Nezvekunze Zvivakwa

Kana iwe uchida maitiro kana kuvhiyiwa, bvunza mupi wako kana iwe uchikwanisa kuzviita kukiriniki yekunze. Kazhinji, kuchengetwa kukiriniki kwakachipa pane kuita zvakafanana muchipatara.

5. Sarudza In-Network Hutano Vanopa Vanopa

Zvichienderana nehutano hwako hwekuvhara, iwe unogona kuve nesarudzo yekuona vanopa iyo vari mu-network kana kunze-kwe-network. Iwe unobhadhara zvishoma kuti uone varapi vari mu-network, nekuti vane chibvumirano nechirongwa chehutano hwako. Izvi zvinoreva kuti vanobhadharisa mitengo yakaderera.

6. Chengetedza Utano Hwako

Nzira yakapusa yekuchengetedza mari pane zvehutano kugara uine hutano. Ehezve, izvo dzimwe nguva zvinotaurwa zviri nyore pane kuzviita. Asi kugara pahuremu hune hutano, kugara uchirovedza muviri, uye kusasvuta kunodzikisa njodzi yako kumatambudziko ehutano. Kugara uine hutano kunobatsira iwe kunzvenga bvunzo dzinodhura uye kurapwa kwemamiriro anoenderera akadai seshuga kana chirwere chemwoyo.

7. Sarudza Hurongwa Hwehutano Hwakakukodzera.

Paunenge uchisarudza chirongwa, funga nezve izvo zvido zvehutano zvewe nemhuri yako. Kana iwe ukasarudza chirongwa nemaprimiyamu epamusoro, yakawanda yemitengo yako yehutano ichafukidzwa. Iri rinogona kunge riri zano rakanaka kana uine dambudziko rehutano, senge chirwere cheshuga, uye uchida kutarisirwa nguva dzose. Kana iwe usingawanzo kuda kurapwa, saka ungangoda kusarudza chirongwa chine yakakwira deductible. Iwe uchazobhadhara yakaderera pamwedzi maprimiyamu uye ungangodaro uchengetedze mari yakazara. Uyezve enzanisa mishonga yekunyorera mishonga.

8. Shandisa Akaundi Yekuchengetedza Mari Yekuchengetedza (HSA) kana Flexible Spending Account (FSA)

Vazhinji vashandirwi vanopa HSA kana FSA. Aya ndiwo maaccount ekuchengetedza ayo anotendera iwe kuisa parutivi pre-mutero mari yehutano hwekushandisa. Izvi zvinogona kukubatsira iwe kuchengetedza anoverengeka mazana emadhora pagore. HSAs ndeyako, unowana mubereko, uye inogona kuendeswa kune mushandirwi mutsva. FSAs ndeyako newaunoshandira, usawane mubereko, uye inofanira kushandiswa mukati megore rekarenda.

American Board Yemukati Mishonga (AMBI) Foundation. Kusarudza nehungwaru: zviwanikwa zvevarwere. www.neworlean-shoes.ca/patient-resource. Yakasvika Gumiguru 29, 2020.

Nzvimbo dzekuchengetedza Dziviriro uye Kudzivirira webhusaiti. Ona kuti ndeapi maedzo ekuongorora uye majekiseni iwe kana munhu waunoda anoda kuti ugare uine hutano. www.cdc.gov/prevention/index.html. Yakagadziridzwa Gumiguru 29, 2020. Yakasvika Gumiguru 29, 2020.

Healthcare.gov webhusaiti. US Nzvimbo dzeMedare & Medicaid Services. Matanho ekudzivirira ehutano. www.paisai-care.gov/coverage/preventive-care-benefits. Yakasvika Gumiguru 29, 2020.

US Preventive Services Task simba. Bhurawuza ruzivo rwevatengi. www.uspreventiveservicestaskforce.org/uspstf/browse-information-consumers. Yakasvika Gumiguru 29, 2020.

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