New Mexico Medicare Zvirongwa muna 2021

Zvemukati

• Chii chinonzi Medicare?
• Yekutanga Medicare
• Kuvhara zvinodhaka
• Medicare Kubatsira zvirongwa
• Ndeapi maMedare Ekubatsira zvirongwa aripo muNew Mexico?
• Ndiani anokodzera Medicare muNew Mexico?
• Ndirini pandinogona kunyoresa muMedicare New Mexico zvirongwa?
• Yekutanga kunyoresa nguva
• Vhura nguva yekunyoresa (Ndira 1 kusvika Kurume 31) uye yegore kunyoresa nguva (Gumiguru 15 kusvika Zvita 7)
• Yakakosha kunyoresa nguva
• Matipi ekunyoresa muMedare muNew Mexico
• Nyowani Mexico Medicare zviwanikwa
• Chii chandinofanira kuita zvinotevera?

Medicare New Mexico inopa hutano hwekuchengeta hutano kune vanhu vane makore makumi matanhatu nemashanu zvichikwira mudunhu, uye muna 2018, vanhu 409 851 vakanyoreswa muzvirongwa zveMedicare muNew Mexico. Kune akatiwandei marudzi ezvirongwa uye inishuwarenzi vanopa, saka tsvagurudza zvaunogona kuita usati wasaina kusaina Medicare New Mexico.

Chii chinonzi Medicare?

Kune mana makuru marudzi ehurongwa hweMedare muNew Mexico, uye kunzwisisa imwe neimwe ichakubatsira iwe kuita sarudzo ine ruzivo nezve zvaunoda zvehutano. Rudzi rumwe nerumwe runopa sarudzo dzakasiyana dzekuvhara, kubva pane zvekutanga kusvika pane zvakakwana.

Yekutanga Medicare

Iyo inozivikanwawo seChikamu A uye Chikamu B, yekutanga Medicare New Mexico inopa hutano hwekuchengetedza hutano kune vanhu vane makore makumi matanhatu nemashanu zvichikwira muUnited States. Kana iwe uchikodzera rubatsiro rwemagariro, iwe ungangove watove wakanyoreswa muChikamu A uye unogona kukodzera kubhadharwa kweprimiyamu-yemahara.

Yekutanga Medicare kufukidza inosanganisira:

• mabasa epachipatara
• kutarisira varwere
• chikamu-chenguva imba hutano mabasa
• kwenguva pfupi-hunyanzvi hunyanzvi nzvimbo inogara
• outpatient services
• jekiseni rekudzivirira furuwenza
• kuongororwa ropa
• kusarudzwa kwechiremba

Kuvhara zvinodhaka

Medicare Chikamu D inoronga muNew Mexico inopa mishonga inonyorera kufukidza. Kune akatiwandei ezvirongwa zvekusarudza kubva, imwe neimwe iine yakasarudzika rondedzero yezvinyorwa zvakafukidzwa.

Iwe unogona kuwedzera Chikamu D kufukidza kune yako yekutanga Medicare kuti ubvise mutengo wemishonga.

Medicare Kubatsira zvirongwa

Medicare Advantage (Chikamu C) inoronga muNew Mexico, inozivikanwawo seChikamu C, inokupa yakasarudzika sarudzo dzekuvharira pamatanho ese eprimiyamu.

Aya ese-mu-one marongero anosanganisira ese masevhisi akafukidzwa neyekutanga Medicare, pamwe nekuvhara mishonga. Mamwe marongero eMedicare Advantage muNew Mexico anosanganisira kuwedzera kufukidzwa kwehurongwa hwehutano uye hutano, hutano hwekudzivirira, kutarisirwa kwemazino, kana zvido zvekuona.

Ndeapi maMedare Ekubatsira zvirongwa aripo muNew Mexico?

Kubatsira kuronga vatakuri muNew Mexico kunosanganisira:

• Aetna
• Allwell
• Amerigroup Nharaunda Kuchengetwa kweNew Mexico
• Bhuruu Muchinjikwa Bhuruu Shield yeNM
• KRISTU Hutano Kuronga Zvizvarwa
• Cigna
• Humana
• Imperial Inishuwarenzi Makambani, Inc.
• Lasso Utano
• Molina Hutano hweNew Mexico, Inc.
• Presbyterian Inishuwarenzi Kambani, Inc.
• UnitedHealthcare

Imwe yeaya anotakura inopa akati wandei Medicare Advantage zvirongwa uye zvinopa zvese kubva pekutanga kufukidza kune yakazara hutano hutano uye zvinodhaka kufukidzwa.

Havasi vese vanotakura vanopa inishuwarenzi mumatunhu ese, saka tarisa zvinoda nzvimbo yemubatsiri wega wega, uye shandisa iwe ZIP kodhi paunenge uchitsvaga kuti uve nechokwadi chekuti uri kungo tarisa pazvirongwa zviripo mudunhu rako.

Ndiani anokodzera Medicare muNew Mexico?

Vanhu vazhinji vane makore makumi matanhatu nemashanu zvichikwira vanokodzera Medicare New Mexico. Kuti uve unokodzera unofanirwa:

• kuva nemakore makumi matanhatu nemashanu kana kupfuura
• uve mugari kana mugari wechigarire weUnited States kweiyo yapfuura 5 kana anopfuura makore

Kana iwe uri pasi pemakore makumi matanhatu nemashanu, unogona zvakare kukodzera Medicare New Mexico kana iwe:

• kuva nehurema husingaperi
• ave akafanirwa neSocial Security hurema mabhenefiti kwemwedzi makumi maviri nemana
• kuva nechirwere chisingaperi senge amyotrophic lateral sclerosis (ALS) kana kupera chirwere cheitsvo (ESRD)

Iwe zvakare unokodzera kupihwa premium-yemahara Chikamu A kufukidzwa kana ukasangana nechimwe cheanotevera madikanwa:

• iwe kana mumwe wako munokodzera mabhenefiti kubva kuSocial Security
• iwe kana mumwe wako munokodzera mabhenefiti kubva kuRailroad Retirement Board
• iwe wakashanda pabasa apo iwe waibhadhara Medicare mutero

Ndirini pandinogona kunyoresa muMedicare New Mexico zvirongwa?

Yekutanga kunyoresa nguva

Iyi ndiyo yako yekutanga mukana kunyoresa muMedare New Mexico kufukidza. Iyi mwedzi-minomwe inotanga mwedzi mitatu mwedzi usati wasvitsa makore makumi matanhatu nemashanu, unosanganisira mwedzi wako wekuzvarwa, uye unotambanudza mwedzi mitatu mushure mekusvitsa makore makumi matanhatu nemashanu. Unogona kunyoresa muMedare zvikamu A na B panguva ino.

Vhura nguva yekunyoresa (Ndira 1 kusvika Kurume 31) uye yegore kunyoresa nguva (Gumiguru 15 kusvika Zvita 7)

Wako unotevera mukana kunyoresa muMedare iri panguva dzino gore rega rega.

Pakati pezvikamu zviviri izvi unogona:

• wedzera Chikamu D kufukidza kune yako yekutanga Medicare
• chinja kubva pakutanga Medicare uchienda kune Yekubatsira chirongwa
• chinja kubva kuAdvantage chirongwa kudzoka kune yekutanga Medicare
• chinja pakati peMedicare Advantage zvirongwa muNew Mexico

Yakakosha kunyoresa nguva

Iwe unogona zvakare kukwanisa kunyoresa panguva ino kana iwe uchangobva kurasikirwa newaunoshandira mabhenefiti ehutano kana kutama kunze kwehurefu hwepurongwa rako razvino. Iwe unogona zvakare kukodzera kunyoreswa kwakakosha kana iwe uchangobva kutamira mumusha unochengeterwa vakwegura, kana kana iwe uchikodzera kuita yakakosha hurongwa hurongwa nekuda kwehurema kana chirwere chisingaperi.

Matipi ekunyoresa muMedare muNew Mexico

Nemazano mazhinji eMedicare muNew Mexico, zvinotora nguva kuti uwane chirongwa chakakodzera chehutano hwako uye bhajeti. Heano mamwe matipi ekukubatsira iwe kuongorora yako sarudzo sarudzo.

1. Tsvaga kana chiremba wako waunoda kana chemishonga yakavharwa. Imwe neimwe Medicare Chikamu D uye Yekubatsira Chirongwa chinotakura inoshanda nenhamba yakatarwa yenetiweki-inogamuchirwa vanachiremba uye mafamasi. Fonera hofisi yechiremba wako kuti uone kuti ndevapi vatakuri vavanoshanda navo, uye ita shuwa kuti uri kungo tarisa zvirongwa izvo zvichafukidza kusarudzwa kwechiremba wako.
2. Gadzira runyorwa ruzere rwemishonga yako yazvino uye zvinyorwa. Zano rega rega rine rondedzero yemishonga yakafukidzwa, saka enzanisa iwo rondedzero uchipesana neyako uye chete sarudza chirongwa icho chinokupa iwe chakakodzera kufukidzwa kwemishonga.
3. Enzanisa ratings. Kuti uwane zvinofungwa nevamwe nezvechirongwa chega chega, enzanisa nyeredzi nyeredzi dzehurongwa hwese kuti uone kuti chii chinoshanda zvirinani. CMS inoshandisa 1- kusvika ku5-nyeredzi sosi system, uko 4 kana 5 inoratidza kuti vanhu vakanyoreswa muchirongwa gore rapfuura vaive nezvakanaka zviitiko nazvo.

Nyowani Mexico Medicare zviwanikwa

Kana iwe uchida zano rekuti ungasarudza sei chirongwa, kana kujekesa kukodzera kwako kana mazuva ekunyoresa, bata chero anotevera ehurumende masangano kuti ubatsirwe.

• Nyowani Mexico Dhipatimendi reKwegura & Yenguva-Yakareba Services, 800-432-2080. Dhipatimendi reKuchembera rinopa mazano asina rusaruro paMedicare, State Health Insurance Assistance Program (SHIP) masevhisi, ruzivo rweOmbudsman, uye mukana wekuwana masevhisi akadai sekudya kana zvekutengesa.
• Kubhadhara Kwevakuru Kutarisirwa, 206-462-5728. Tsvaga nezve Rubatsiro rweKutora Mishonga muNew Mexico, pamwe nerubatsiro rwemari yekuchengetedzwa uye kurarama hupenyu.
• Medicare, 800-633-4227. Bata Medicare zvakananga kubvunza nezve zvirongwa zveMedare muNew Mexico, bvunza nezve Star Ratings, kana kubvunza nezve yakatarwa nguva yekunyora.

Chii chandinofanira kuita zvinotevera?

Wakagadzirira kunyoresa muMedare New Mexico? Ita shuwa kuti unokodzera Medicare uye wotanga kunyoresa na:

• Kusarudza kana iwe uchigona kunyoresa muMedare, kungave panguva yako yekutanga kunyoresa nguva kana panguva yekuvhurika kunyoresa.
• Wongorora sarudzo dzako dzekuvhara, uye sarudza chirongwa chinopa hutano hutano uye kufukidzwa kwezvinodhaka zvaunoda pamutengo wakakodzera.
• Fonera Medicare kana mupi weinishuwarenzi kuti atange maitiro ekunyoresa.

Ichi chinyorwa chakagadziridzwa munaNovember 20, 2020, kuratidza 2021 Medicare ruzivo.

Ruzivo ruri pane ino webhusaiti runogona kukubatsira mukuita sarudzo pachako nezve inishuwarenzi, asi haina kuitirwa kupa zano maererano nekutenga kana kushandiswa kweinishuwarenzi kana zvigadzirwa zveinishuwarenzi. Healthline Media haifambise bhizinesi reinishuwarenzi munzira ipi neipi uye haina kupihwa rezenisi sekambani yeinishuwarenzi kana mugadziri mune chero hutongi hweU.S. Healthline Media haina kukurudzira kana kutsigira chero mapato echitatu anogona kuita bhizinesi reinishuwarenzi.