Nei Zvakakosha Kuti Uwane Vanachiremba Vanogamuchira Medicare Pedyo Newe

Zvemukati

• Nei chiremba waunosarudza achida kutora Medicare
• Nzira yekuwana sei chiremba anotora Medicare
• Chii chinonzi Primary Kuchengeta Chiremba (PCP)?
• Ko chirongwa chako cheMedare chinoda PCP here?
• Pazasi mutsara

Paunenge uchisarudza chirongwa cheMedare, chimwe chinhu chakakosha kufunga nezvacho kutsvaga vanachiremba vanogamuchira Medicare padyo newe. Hazvina mhosva kuti uri kutsvaga kiriniki, chipatara, chiremba mutsva, kana kana iwe uchingoda kuchengeta chiremba wanga uchiona, kutsvaga kuti ndiani anotora Medicare kwakakosha. Izvo zvese zvinosvika pakuita kutsvagisa kushoma usati waronga musangano wako unotevera uye kubvunza mibvunzo kwayo paunotevera kushanya.

Ramba uchiverenga kuti udzidze zvakawanda nezve kutsvaga chiremba anotambira Medicare padyo newe uye nei zvichikosha.

Nei chiremba waunosarudza achida kutora Medicare

Ehe, iwe unogona kuona chiremba uyo asingagamuchire Medicare, asi iwe unogona kubhadhariswa mwero wakakwira wekushanya kwako uye chero masevhisi aunogashira. Izvi zvinoreva kuti hutano hwako hunogona kunge hwakanyanya kudhura.

Nokusarudza chiremba anotambira Medicare, iwe uchave nechokwadi kuti iwe unobhadharisa iyo yekutaurirana uye inogamuchirwa mwero. Hofisi yechiremba wako achabhadharawo Medicare pakushanya kwako. Muzviitiko zvakawanda, chiremba anogamuchira Medicare anomirirawo kuti anzwe kubva kuMedare asati akumbira kuti ubhadhare chero musiyano wemutengo kana zvakakodzera.

1062187080

Nzira yekuwana sei chiremba anotora Medicare

Pane nzira shoma dzekutsvaga chiremba anogamuchira chirongwa chako cheMedare:

• Shanyira Chiremba Enzanisa: ICentre yeMedicare & Medicaid Services (CMS) ine chishandiso chinokutendera kuti utarise vanachiremba padyo newe wozvienzanisa padivi nedivi.
• Tarisa webhusaiti yeMedicare: Iyo yepamutemo Medicare webhusaiti ine zviwanikwa zvakawanda zvekutsvaga vanopa uye zvivakwa zvinogamuchira Medicare padyo newe. Semuenzaniso, unogona kuwana uye kuenzanisa zvipatara kana vamwe vanopa uye nekutsvaga kuti ndeapi masevhisi akafukidzwa nechirongwa chako cheMedare.
• Tarisa yako inishuwarenzi kambani inopa zvinyorwa: Medigap uye Medicare Kubatsira zvirongwa zveMedare zvinopihwa kuburikidza nemakambani einishuwarenzi akazvimirira. Kuti uwane vanachiremba vanogamuchira aya mafomu ekuvhara, iwe uchafanirwa kutarisa neyako akasarudzwa mupi kuti uwane rondedzero.
• Tarisa network yako: Kana yako Medicare kufukidza kupihwa kuburikidza neinishuwarenzi mupi netiweki yechiremba uye zvipatara, tarisa nekambani kuti uve nechokwadi chekuti chiremba wako ari mumambure avo Izvi zvinogona kuitwa nekufonera wako inishuwarenzi mupi kana kutarisa webhusaiti yavo.
• Bvunza shamwari dzakavimbika uye nhengo dzemhuri: Kana uine shamwari kana nhengo dzemhuri dzinoshandisawo Medicare, vabvunze nezvevapi vezvehutano. Chiremba anoteerera zvakadii? Hofisi inobata zvikumbiro zvavo nekukurumidza uye nyore here? Vane maawa akakwana here?

Chii chinonzi Primary Kuchengeta Chiremba (PCP)?

Chiremba wekutanga wekuchengetedza (PCP) ndiye chiremba waunogara uchiona. Yako PCP inowanzo kupa iro rekutanga danho rekuchengetwa iwe raunogashira, sekutarisa-kumusoro, zvisiri zvechimbichimbi kugadzwa, uye zvechiitiko kana bvunzo dzegore.

Vanhu vazhinji vanofarira kuve nePCP yakazvipira kuitira kuti vagare vachiziva wavari kuona nekuda kwekugadzwa kwavo. Kuve nachiremba uyo anotoziva nhoroondo yako uye zvinangwa zvehutano zvinogona kuita kuti kugadzwa kunzwe kuve nekubudirira uye kubereka zvibereko uchibvisa kushushikana kwakatenderedza kushamisika.

Mamwe makambani einishuwarenzi akazvimirira angangoda kuti vatengi vave nePCP imwe inofanirwa kubvumidza uye kuendesa kune vamwe nyanzvi kana nzira dzekuongorora pamwe nemiedzo.

Ko chirongwa chako cheMedare chinoda PCP here?

Haasi ese chirongwa cheMedare chinoda kuti iwe usarudze chiremba wekutanga wekutarisira. Kana iwe uchida kusazvimisikidza iwe kune imwe hofisi uye chiremba mumwe, saka unogona kuenderera mberi nekuona vamwe vanachiremba vanogamuchira Medicare.

Zvisinei, kana iwe ukabatana neMedare HMO kuburikidza neMedigap kana chirongwa cheMedare Advantage, ungangoda kusarudza PCP. Izvi zvinodaro nekuti PCP yako inogona kuve nemhosva yekukuendesa iwe kune nyanzvi yekutarisirwa kuburikidza neHMO yako.

Pazasi mutsara

Kune vanhu vazhinji, kuve nachiremba wavanovimba uyo ari nyore chikamu chakakosha chehutano hwavo. Kunyangwe iri rimwe danho rekuwedzera, zvakakosha kuti uone kuti chiremba wako anogamuchira kufukidzwa kweMedicare kuti uve nechokwadi chekuti iwe unowana zvakanyanya kubva kune ako Medicare mabhenefiti.

Ruzivo ruri pane ino webhusaiti runogona kukubatsira mukuita sarudzo pachako nezve inishuwarenzi, asi haina kuitirwa kupa zano maererano nekutenga kana kushandiswa kweinishuwarenzi kana zvigadzirwa zveinishuwarenzi. Healthline Media haifambise bhizinesi reinishuwarenzi munzira ipi neipi uye haina kupihwa rezenisi sekambani yeinishuwarenzi kana mugadziri mune chero hutongi hweU.S. Healthline Media haina kukurudzira kana kutsigira chero mapato echitatu anogona kuita bhizinesi reinishuwarenzi.

Verenga chinyorwa ichi muchiSpanish