Medicare Inovhara Kufambisa Scooter?

Zvemukati

• Ndezvipi zvikamu zveMedicare zvinovhara zvinofambisa scooter?
• Medicare Chikamu B kufukidza kune scooter
• Medicare Chikamu C kufukidza kune scooter
• Medigap kufukidza kune scooter
• Ini ndinokodzera here kuwana rubatsiro kubhadharira scooter?
• Kuwana mushonga wesikoti
• Zvirongwa zvaunofanira kusangana nazvo
• Mariro uye kudzoreredza
• Kutora

• Kufambisa scooter inogona kunge yakafukidzwa pasi peMedicare Chikamu B.
• Mvumo yekukodzera inosanganisira kunyoreswa mune yekutanga Medicare uye kuve nechido chekurapa chemu-kumba sikuta.
• Iyo yekufambisa scooter inofanirwa kutengwa kana kubhadharwa kubva kune Medicare-inogamuchirwa mutengesi mukati memazuva makumi mana ekuona chiremba wako.

Kana iwe kana munhu waunoda achiona zvakaoma kutenderera pamba, iwe uri mune yakanaka kambani. Zvichida mushumo unoda uye uchishandisa chimbo chekufambisa, senge scooter yakaunganidzwa.

Kana iwe wakanyoreswa muMedare uye ukasangana nezvinodiwa, mutengo wakasarudzika wekutenga kana kubhadharisa scooter yekufambisa inogona kuvharwa neMedicare Chikamu B.

Ndezvipi zvikamu zveMedicare zvinovhara zvinofambisa scooter?

Medicare inoumbwa nezvikamu A, B, C, D, uye Medigap.

• Medicare Chikamu A chikamu chepakutanga Medicare. Inovhara inpatient hospital services, hospice care, inochengetwa nzvimbo yekutarisira, uye epamba hutano hutano mabasa.
• Medicare Chikamu B zvakare chiri chikamu chepakutanga Medicare. Iyo inovhara zvido zvekurapa zvinodiwa uye zvekushandisa. Iyo inovharawo kuchengetedza kwekudzivirira.
• Medicare Chikamu C chinonziwo Medicare Advantage. Chikamu C chinotengwa kubva kune vamwe veinishuwarenzi. Iyo inovhara zvese izvo zvikamu A neB zvinodaro, asi zvinowanzo sanganisira yekuwedzera kufukidzwa kwemishonga yekunyorera, mazino, kunzwa, uye kuona. Chikamu C zvirongwa zvinopesana maererano nezvavanenge vachivhara uye mutengo.
• Medicare Chikamu D inorayirwa kunyorera zvinodhaka. Pane zvirongwa zvakawanda zviripo kubva kumakambani einishuwarenzi akazvimirira. Zvirongwa zvinopa rondedzero yemishonga yakafukidzwa uye kuti yakawanda sei yavanobhadhara, inozivikanwa seye formulary.
• Medigap (Medicare Supplemental inishuwarenzi) inowedzera inishuwarenzi inotengeswa nevashuwa veinishuwarenzi. Medigap inobatsira kubhadhara zvimwe zvekunze-kwehomwe mari kubva kuzvikamu A uye B, senge zvinobviswa, macopay, uye coinsurance.

Medicare Chikamu B kufukidza kune scooter

Medicare Chikamu B inovhara mutengo unosarudzika kana mubhadharo wekubhadhara emagetsi ekufambisa emagetsi (PMDs), senge scooter akaunganidzwa, uye mamwe marudzi emidziyo yekurapa yakasimba (DME), kusanganisira mawiricheya emawoko.

Chikamu B chinobhadhara makumi masere muzana echikamu chakatenderwa neMedare-mari yemudhudhudhu, mushure mekusangana neChechi B yako inobviswa pagore.

Medicare Chikamu C kufukidza kune scooter

Medicare Chikamu C zvirongwa zvinofukidzawo DME. Zvimwe zvirongwa zvinofukidzawo mawiricheya emota. Iyo nhanho yekuvharirwa kweDME iwe yaunowana neChikamu C chirongwa chinogona kusiyana. Zvimwe zvirongwa zvinopa zvakakosha kuderedzwa, asi zvimwe hazviiti. Izvo zvakakosha kuti utarise chirongwa chako kuti uone zvaunogona kutarisira kubhadhara kubva muhomwe yako kune sikuta.

Medigap kufukidza kune scooter

Zvirongwa zveMedigap zvinogona zvakare kubatsira nekuvhara kweanobuda-muhomwe mari, senge yako Medicare Chikamu B inobviswa. Zvirongwa zvemunhu zvakasiyana, saka iva nechokwadi chekutarisa kutanga.

Kuti mutengo wechikuta chako ufukidzwe, unofanirwa kuitora kubva kuMupi-anotenderwa mupi anotambira basa. Chinyorwa cheMedare-vanotenderwa vatengesi chinogona kuwanikwa pano.

Ini ndinokodzera here kuwana rubatsiro kubhadharira scooter?

Iwe unofanirwa kunyoreswa mune yekutanga Medicare uye unosangana chaiwo PMD kukodzera zvinodiwa pamberi peMedare ichabatsira kubhadhara kune yako sikuta.

Scooter anongotenderwa neMedare kana iwe uchida scooter yekumbundikira mumba mako. Medicare haizobhadhare cheya chemawiricheya kana sikuta iyo inongodiwa chete kune zviitiko zvekunze.

Kuwana mushonga wesikoti

Medicare inoda kusangana-ne-kumeso kusangana nachiremba wako. Ita shuwa kuti chiremba wako anogamuchira Medicare.

Pakushanya, chiremba wako anoongorora mamiriro ako ekurapa uye anokurairira DME, kana zvichidikanwa. Chiremba chiremba wako anonzi seanomwe-element odha, iyo inotaurira Medicare kuti scooter inodiwa pakurapa.

Chiremba wako anoendesa iwo manomwe-element odha kuMedare kuti abvumidzwe.

Zvirongwa zvaunofanira kusangana nazvo

Inofanira kutaura kuti sikuta inokosha pakurapa kuti ishandiswe mumba mako, nekuti wakaganhurirwa pakufamba uye unosangana neese anotevera maitiro:

• une hutano mamiriro zvinoita kuti zvinyanye kukuomera kuti utenderere mukati memba yako
• haugone kuita mabasa ezuva nezuva, akadai sekushandisa imba yekugezera, kugeza, uye kupfeka, kunyangwe uine chinofamba, tsvimbo, kana madondoro.
• unogona kushandisa zvakachengeteka chigadzirwa chakaunganidzwa uye wakasimba zvakakwana kuti ugare pamusoro payo uye shandisa madhiraivha ayo
• unokwanisa kukwira nekudzika sikuta zvakachengeteka: kana zvisiri, unofanirwa kugara uine mumwe munhu anokwanisa kukubatsira uye nekuchengetedza kuchengetedzeka kwako.
• imba yako inokwanisa kushandisa sikuta: semuenzaniso, sikuta inokwana mumba yako yekugezera, kuburikidza nemikova yako, uye munzira

Iwe unofanirwa kuenda kumutengesi weDME uyo anogamuchira Medicare. Iyo yakatenderwa manomwe-element odhi inofanirwa kutumirwa kune wako mutengesi mukati memazuva makumi mashanu ekuonana kwako-kumeso-kwechiremba kushanya.

Mariro uye kudzoreredza

Mushure mekunge iwe wabhadhara Chikamu chako B chinobviswa che $ 198 muna 2020, Medicare inovhara makumi masere muzana emutengo wekurenda kana kutenga sikuta. Iwo asara makumi maviri muzana ibasa rako, kunyangwe richigona kuvharwa nezvimwe Chikamu C kana zvirongwa zveMedigap.

Kuti uchengetedze mitengo pasi uye uve nechokwadi chekuti Medicare inobhadhara chikamu chayo kune scooter yako, unofanirwa kushandisa mutengesi-anotenderwa neMedare anogamuchira basa. Ukasadaro, mutengesi anogona kukubhadharisa huwandu hwakawanda kwazvo, hwauchazo mutarisira.

Bvunza nezve kutora chikamu kweMedare usati wazvipira kutenga sikuta.

Mushambadzi-anotenderwa mutengesi anozotumira iyo bhiri kune yako scooter yakananga kuMedare. Zvisinei, iwe unogona kudiwa kuti ubhadhare iyo yose mutengo kumberi uye kumirira Medicare kuti ikubhadhare iwe ye80 muzana yemutengo wechikuta.

Kana iwe ukasarudza kukwereta sikuta, Medicare inoita muripo wemwedzi wega panzvimbo yako kwenguva yakareba sekunge sikuta iri pakurapwa. Mutengesi anofanira kuuya kumba kwako kuzotora sikuta kana nguva yekubhadhara yapera.

Heino runyorwa rwematanho ekukubatsira iwe kuti uwane sikuta yako yakavharwa uye mumba mako:

1. Nyorera uye unyore mune yekutanga Medicare (zvikamu A uye B).
2. Ita musangano nachiremba-anotenderwa naMedhire wekushanya kumeso kuti usimbise kukodzera kwako sikuta.
3. Ita kuti chiremba wako atumire odha yakanyorwa kuMedare inoratidza kuti unokodzera uye unoda sikuta.
4. Sarudza kuti ndeipi scooter yaunoda uye kana iwe uchida kurenda kana kutenga.
5. Tarisa Medicare-inogamuchirwa DME mupi anogamuchira basa pano.
6. Kana iwe usingakwanise kubhadhara mutengo weiyo scooter, fonera yako yemunharaunda yeMedare kana hofisi yeMedicaid kuti uone kukodzera kwako kweMaparere ekuchengetedza zvirongwa zvinogona kubatsira.

Kutora

Vazhinji vanogamuchira Medicare vane dambudziko rekufamba pamba. Kana tsvimbo, madondoro, kana kufamba zvinokwana, sikuta yekufambisa inogona kubatsira.

Medicare Chikamu B inovhara makumi masere muzana emitengo yemafambiro ekufambisa scooter, chero bedzi iwe uchizadzisa zvimwe zvinodiwa.

Chiremba wako anoona kukodzera kwako kune sikuta.

Iwe unofanirwa kushandisa chiremba anotenderwa neMedare uye mupi anotenderwa neMedare-anobvuma basa kuti scooter yako igamuchirwe uye ifukidzwe neMedicare.