Arkansas Medicare Zvirongwa muna 2021

Zvemukati

• Chii chinonzi Medicare?
• Ndeapi maMedical Advantage zvirongwa zviripo muA Arkansas?
• Ndiani anokodzera Medicare muA Arkansas?
• Ndirini pandinogona kunyoresa muMedare Arkansas zvirongwa?
• Matipi ekunyoresa muMedare muA Arkansas
• Arkansas Medicare zviwanikwa
• Chii chandinofanira kuita zvinotevera?

Medicare ndiyo U.S.hurongwa hwehurumende hweinishuwarenzi yehutano hwevakuru vane makore makumi matanhatu nemashanu zvichikwira nevanhu vakaremara kana mamiriro ehutano. MuArkansas, vanhu vangangoita mazana matanhatu nemakumi matanhatu nemazana mashanu vanowana kufukidzwa kwehutano kuburikidza neMedare.

Verenga pamusoro kuti udzidze nezve Medicare Arkansas, kusanganisira avo vanokodzera, kunyoresa, uye nzira yekusarudza chirongwa chakanakisa cheMedare pane zvaunoda.

Chii chinonzi Medicare?

Paunosaina Medicare muA Arkansas, unogona kusarudza yekutanga Medicare kana chirongwa cheMedicare Advantage.

Chekutanga Medicare chirongwa chetsika chinotungamirwa nehurumende yemubatanidzwa. Iyo purogiramu ine zvikamu zviviri, uye iwe unogona kusaina kune imwe kana ese ari maviri:

• Chikamu A (inishuwarenzi yechipatara). Medicare Chikamu A chinokubatsira iwe kubhadhara kugara kwechipatara kwechipatara. Iyo inovharawo kutarisira varwere, kushomeka kwehutano hwepamusha, uye kwenguva pfupi-hunyanzvi hunyanzvi hwekuchengeta nzvimbo.
• Chikamu B (inishuwarenzi yekurapa). Medicare Chikamu B inovhara akasiyana siyana ekudzivirira uye ehutano hunodiwa masevhisi. Izvi zvinosanganisira bvunzo dzepanyama, mabasa echiremba, uye kuongororwa kwehutano.

Makambani akazvimirira anopa kuwedzera kufukidza kune vanhu vane yekutanga Medicare. Unogona kusarudza kusainira imwe kana ese marongero aya:

• Chikamu D (kufukidza zvinodhaka). Chikamu D zvirongwa zvinokubatsira iwe kubhadhara mishonga yemishonga. Havafukidze mishonga yemakambani.
• Medicare yekuwedzera inishuwarenzi (Medigap). Zvirongwa zveMedigap zvinofukidza zvimwe kana ese ako Medicare makomisheni, macompayments, uye anoderedzwa. Aya marongero akaenzana anoonekwa netsamba: A, B, C, D, F, G, K, L, M, naN.

Medicare Kubatsira (Chikamu C) zvirongwa inzira dzakasiyana yekuwana yako Medicare kufukidzwa. Ivo vanopihwa nemakambani akazvimiririra ayo anobvumirana neMedare. Medicare Advantage zvirongwa zvinoda kusanganisira ese maMedare zvikamu A uye B masevhisi. Aya marongero akarongedzwa anogona kupa akawanda akawanda mabhenefiti, kusanganisira:

• mazino, kuona, kana kunzwa kwekunzwa
• kunyorerwa zvinodhaka
• zvirongwa zvehutano, senge nhengo dzekurovedza muviri
• mamwe maricho ehutano

Ndeapi maMedical Advantage zvirongwa zviripo muA Arkansas?

SeA Arkansas anogara, une zvakawanda zveMedicare Advantage sarudzo. Gore rino, unogona kuwana chirongwa kubva kumakambani anotevera:

• Aetna Medicare
• Allwell
• Arkansas Blue Medicare
• Cigna
• Hutano Kubatsira
• Humana
• Lasso Utano
• UnitedHealthcare
• WellCare

Aya makambani anopa zvirongwa mumatare mazhinji muArkansas. Nekudaro, Medicare Advantage chirongwa chinopihwa chinosiyana nedunhu, saka pinda yako chaiyo ZIP kodhi kana uchitsvaga zvirongwa kwaunogara.

Ndiani anokodzera Medicare muA Arkansas?

Vanhu vazhinji muArkansas vanogona kukodzera Medicare pazera remakore makumi matanhatu nemashanu. Iwe unozokodzera kana uchinge wasvitsa makore makumi matanhatu nemashanu chero bedzi chimwe cheanotevera chiri chechokwadi:

• unenge watogashira Social Security pamudyandigere kana iwe unokodzera iwo
• uri mugari kana unogara zvachose muUnited States

Iwe unogona kukwanisa kuwana Medicare usati wasvika makore makumi matanhatu nemashanu ekuberekwa. Iwe unokodzera chero zera kana iwe:

• vakagamuchira Social Security Disability Insurance (SSDI) mabhenefiti kwemwedzi ingangosvika makumi maviri nemana
• vane chirwere chekupedzisira chechirwere (ESRD)
• ndine amyotrophic lateral sclerosis (ALS)

Ndirini pandinogona kunyoresa muMedare Arkansas zvirongwa?

Kana iwe uchikodzera Medicare, kune akati wandei mukati megore iwe paunogona kunyoresa muzvirongwa zveMedicare. Heano maMedicare ekunyora nguva:

• Kutanga kunyoresa. Unogona kunyoresa muMedare zvikamu A uye B kubva pamwedzi mitatu zvisati zvasvika pamwedzi mitatu mushure mekuzvarwa kwako makumi matanhatu nemashanu.
• Kunyoresa kweMedigap. Iwe unogona kunyoresa mukuwedzera mutemo weMedigap kwemwedzi mitanhatu mushure mekusvitsa makore makumi matanhatu nemashanu.
• Kunyoresa kwakawanda. Iwe unogona kunyoresa muchirongwa cheMedicare kana chirongwa cheMedicare Advantage gore rega kubva muna Ndira 1 kusvika Kurume 31 kana iwe usina kunyoresa pawakatanga kukodzera.
• Medicare Chikamu D kunyoresa. Iwe unogona kunyoresa muchikamu cheChikamu D gore rega rega kubva Kubvumbi 1 kusvika Chikumi 30 kana usina kunyoresa pawakatanga kukodzera.
• Vhura kunyoresa. Iwe unogona kunyoresa mukati, kubuda mukati, kana kushandura yako Medicare Chikamu C kana Chikamu D chirongwa gore rega kubva Kubvumbi 15 kusvika Zvita 7, panguva yakavhurika yekunyoresa nguva.
• Kunyorwa kwakakosha. Pasi pemamiriro akakosha, iwe unogona kukodzera kunyoresa kunyoresa kwenguva yemwedzi misere.

Matipi ekunyoresa muMedare muA Arkansas

Kune akawanda Medicare Advantage zvirongwa muArkansas. Kuti udzikise zvaunogona kuita, chengeta zvinhu izvi mupfungwa:

• Kuvhara zvido. Mazhinji Medicare Advantage zvirongwa zvinopa kufukidza izvo zvekutanga Medicare zvisingaite, senge mazino, kuona, uye kunzwa kwekuvhara. Gadzira runyorwa rwezvakanakira iwe zvaunoda, uye utaure kwazviri iwe uchienzanisa zvirongwa.
• Ronga kuita. Gore rega rega, Iwo maCentre eMedicare & Medicaid Services (CMS) anoburitsa data rekuita kwezvirongwa zveMedare. Zvirongwa zvinoratidzirwa kubva kune imwe kusvika kune nyeredzi shanu, uye mashanu ari akanakisa.
• Kunze-kwe-muhomwe mari. Maprimiyamu, anoderedzwa, macopayments, uye coinsurance inokanganisa mari yaunobhadhara kune yako hutano kufukidzwa. Iwe unogona kushandisa chirongwa cheMedicare chekutsvaga chishandiso kuenzanisa mutengo kune chaiwo Medicare Kubatsira zvirongwa.
• Provider network. Kuti ushandise yako Medicare Advantage kufukidza, ungangoda kuwana rubatsiro kubva kuna vanachiremba, nyanzvi, uye zvipatara zviri muhurongwa hwehurongwa. Usati wasarudza chirongwa, tarisa kuti vanachiremba vako vari munetiweki.
• Kufamba kufukidza. Medicare Advantage zvirongwa hazviwanzo kuvhara kuchengetedza kwaunogamuchira kunze kwenzvimbo yebasa rerongwa. Kana iwe uchigara uri mufambi, ita shuwa kuti hurongwa hwako huchakufukidza iwe uri kure nemusha.

Arkansas Medicare zviwanikwa

Kana iwe uine mibvunzo nezve Medicare zvirongwa muA Arkansas, unogona kubata:

• Iyo Yemagariro Kuchengetedzwa Kwekutonga (800-772-1213)
• Arkansas State Hutano Inishuwarenzi Yekubatsira Chirongwa (SHIIP) (501-371-2782)

Chii chandinofanira kuita zvinotevera?

Paunenge wagadzirira kunyoresa muchirongwa cheMedare, unogona:

• Saina kune Medicare zvikamu A uye B kuburikidza neSocial Security Administration. Unogona kusarudza kunyoresa online, mumunhu, kana nefoni.
• Shandisa iyo Medicare chirongwa chinotsvaga kutenga kune Medicare Advantage zvirongwa muArkansas. Ichi chishandiso chinokubatsira iwe kuenzanisa mabhenefiti uye mutengo wepurani yega yega.

Ichi chinyorwa chakagadziridzwa munaNovember 10, 2020, kuratidza 2021 Medicare ruzivo.

Ruzivo ruri pane ino webhusaiti runogona kukubatsira mukuita sarudzo pachako nezve inishuwarenzi, asi haina kuitirwa kupa zano maererano nekutenga kana kushandiswa kweinishuwarenzi kana zvigadzirwa zveinishuwarenzi. Healthline Media haifambise bhizinesi reinishuwarenzi munzira ipi neipi uye haina kupihwa rezenisi sekambani yeinishuwarenzi kana mugadziri mune chero hutongi hweU.S. Healthline Media haina kukurudzira kana kutsigira chero mapato echitatu anogona kuita bhizinesi reinishuwarenzi.