Unoda Imwe Nguva, Rudo & Simba?
Zvemukati
Ndiani asingadi kufamba nemuCostco kana Sam's Club achiyemura shongwe dzakawanda? Zvakawanda sezvatinopa kumapantries edu, vazhinji vedu hatimire kuti tive nechokwadi chekuti matura edu emukati akachengetwa uye akagadzirira nguva dzakaoma. Kuronga chete nguva yakawandisa sezvaunoda kana kuchengetedza mari yakakwana chete kunogona kukusiya uchinetseka.
"Asi kana iwe uchizvichengeta iwe nekugadzira matura muhupenyu hwako," anodaro Beth Rothenberg, murairidzi wehupenyu muLos Angeles, pfungwa inoguma yekugara zvakanaka "inokuzadza iwe nesimba rakawanda kupfuura raunogona kufungidzira." Ndosaka tauya nezvinhu zvina zvaunogona kuita iye zvino kuti ugadzirise hupenyu hwako nenguva yakakwana, rudo, mari uye simba kuti upfuure nechero chinhu chinouya kwauri. (Funga nezvazvo seCostco yemweya wako!)
1. Tora nguva iwe pachako
Bvisa maminetsi makumi matatu pazuva rega rega. Chaizvoizvo kuronga hafu yeawa yenguva yekuzvipira-yemahara pakarenda yako kungaite sekune moyo, asi inguva yekuchengetera yaunogona kushandisa chero nzira yaunoda, ingave yekushamisika kwekukurumidzira - senge kubata nedambudziko risingatarisirwe pabasa - kana recharge. nokufamba kunopa simba. Mhedzisiro: kunzwa kwekudzora - uye kushomeka kushushikana - pamusoro pehurongwa hwako hwezuva nezuva.
2. Takura pane rudo
Shamwari dzako newawakaroorana naye vanofanirwa kunge varipo paunenge uchivada, handiti? Ehe saizvozvo. Asi haugone kungoaisa mukati kana agadzirira kushandiswa. "Hushamwari hunofanira kukurudzirwa zvakanyanya sehukama chero hupi zvahwo," anodaro Rothenberg. Tora nguva vhiki yega yega yekugovana nemudiwa: Pindura kune shamwari yako kare email (kunyangwe muchidimbu), uye ridza imwe yakakosha kamwe chete pazuva kuti mhoro. Zviito zvidiki izvi zvinokupa rutsigiro rwezuva nezuva, uye hushamwari hunoshanda hunokuchengetedza hutano, kudzikama uye kufara.
3. Sock away imwe mari
Iwe haugone kufanotaura paunenge uchifanirwa kubhadhara yemamiriro ekukurumidza emazino, tikiti yekumhanyisa kana chipo chemuchato-wekugeza. Saka kuve nemubhedha wemari - pane kurarama mubhadharo wekubhadhara - kunoita kuti ufukidze kushamisika zviitiko uye kurara zvirinani husiku. Chekutanga nhanho: Shandisa chero chaunenge waita kuti ubhadhare kubhadhara makadhi ako echikwereti; mitengo yakakwira yegore negore inofuratira mhindu yaunowana muakaundi yebhangi. Wobva watanga kusevha yako ramangwana
"Ivo vanokunda mamwe akawanda emari uye vanobhadharisa mari shoma," anodaro Dayana Yochim, mugadziri mukuru wemari paThe Motley Fool, saiti yedzidzo yezvemari. "Vanguard ikambani yakanaka kutanga nayo, uye mamwe makambani anokubvumira kuti ubvise mari pacheki yako, zvishoma se $ 100 pamwedzi." Iwe hausi kana kucherechedza kuti mari yaenda - kusvikira iwe waona kuti une maG mubhangi. Kuti uwane rumwe ruzivo, tarisa fool.com uye vanguard.com.
4. Chengetedza magetsi ako
Kuti uwedzere simba rako, rishandise pazvinhu zvinopa simba kumashure. "Ndinokudana kuzvitarisira kwakanyanya," Rothenberg anodaro. Gadzira "dhizeti runyorwa" rwezvinhu gumi neshanu zvausingawanzoite - verenga tsvina, idya masikati kana kuronga maruva. Zvadaro ita chinhu chimwe chete zuva rega rega. Uye edza kurerutsa huwandu hwemabasa anokuneta iwe. "Kana chimwe chinhu chiri kukupedza simba, ona kana paine nzira yaungagovera nayo basa nekubhadhara mumwe munhu kana kugovera," anodaro Rothenberg. "Kana zvisiri, zviite uye rega kunetseka nezvazvo."