Maitiro ekuchengetedza mari pamishonga

Kunze-kwe-muhomwe kudhura kwemishonga yekunyorera kunogona kuwedzera. Nhau dzakanaka ndedzekuti panogona kuve nenzira dzekuchengetedza pamitengo yemishonga. Kutanga nekuchinjisa kune zvakasarudzika sarudzo kana kusainira chirongwa chekudzikisira. Hedzino dzimwe nzira dzakachengeteka dzekuchengetedza pamishonga.

Generic zvinodhaka makopi ezita rechiratidzo zvinodhaka. Ivo vane chaiyoiyo chaiyo mushonga sezita rezita mushonga. A generic inogamuchirwa seyakachengeteka uye inoshanda neKudya neDrug Administration (FDA). Iko zita rezita remishonga inodhura zvakanyanya nekuda kwekutsvaga kwakapinda mukuigadzira. Iyo generic mushonga ndiwo mumwe mushonga, uye inodhura mari shoma.

Iwe unogona zvakare kukwanisa kutenga yekurapa yakaenzana nemutengo wakaderera. Iyi imwe nzira yemishonga, asi inobata mamiriro akafanana. Inogona kushanda zvakare.

Kumbira mubatsiri wako wezvehutano kana paine sarudzo yegeneric kana yakafanana, isingadhuri, mushonga wemushonga wauri kutora.

Iwe unogona kukwanisa kuodha dosi mbiri yemushonga wako, uye kutsemura mapiritsi muhafu. Zvinoenderana nerudzi rwemushonga uye iyo dose yauri kutora. Mune zvimwe zviitiko, inogona kukuchengetedza mari.

Iyo FDA ine chinyorwa chemishonga inogona kupatsanurwa zvakachengeteka. Kana piritsi rikatenderwa kutsemuka, pachave nechinyoreso muchikamu che "Mashandisiro Acho" echiratidziro chemishonga. Kuchavewo nemutsara pamhiri pepiritsi kukuratidza pekumupatsanura. Iwe unofanirwa chete kupatsanura 1 piritsi panguva uye kushandisa up mahafu ese usati watsemura imwe piritsi.

Usaparadzanise mapiritsi usati wataura nemupi wako kutanga. Mimwe mishonga inogona kukuvadza kana ikakamurwa isati yashandiswa.

Edza kutsvaga yakanaka mail-yekuraira chemishonga yemishonga yako yenguva refu. Chirongwa chako chehutano chinogona kukupa imwe kwauri. Iwe unogona kuraira 90-yezuva rekugovera uye unogona kuve neyakaderera copay.

Zvakare, iwe unogona kutsvaga pamhepo kune yakanaka tsamba-yekuodha mitengo. Wobva watarisa nehurongwa hwako hwehutano kuti uve nechokwadi chekuti mishonga yaunotenga kubva muchirongwa ichi ichavharwa usati waodha.

Rangarira, kwete zvese zviri pa internet zvakachengeteka. Tarisa nehurongwa hwako hwehutano kana mupi usati watenga kuti uve nechokwadi chekuti chirongwa chakachengeteka.

Iwe unogona kuve unokodzera chirongwa chekubatsira chinodhaka. Zvinoenderana nemari yaunowana uye yehutano. Mamwe makambani emishonga anopa izvi zvirongwa. Ivo vanonzi zvakare "zvirongwa zvekubatsira varwere." Unogona kuwana kadhi rekudzikisira, yemahara, kana inodhura mishonga. Iwe unogona kunyorera zvakananga kukambani yemishonga kumushonga iwe wauri kutora.

Mawebhusaiti akadai se NeedyMeds (www.needymeds.org) uye Kubatana kwePrescription Rubatsiro (www.pparx.org) inogona kukubatsira iwe kuwana rubatsiro rwemishonga yauri kutora.

Dzimwe nyika uye zvirongwa zveinishuwarenzi zvehutano zvinopawo zvirongwa zvekubatsira. Tarisa nehurongwa hwako hwehutano uye mawebhusaiti ehurumende yemuno.

Kana iwe uchipfuura makore makumi matanhatu nemashanu, tarisa mune yekuwedzera mishonga yekuvhara (Medicare Chikamu D). Iyi inishuwarenzi kufukidza inovhara inogona kukubatsira iwe kubhadhara yako mishonga.

Tora mishonga yako yese sekurairwa kunzvenga matambudziko anogona kukonzera kurwara uye kunze-kwehomwe mari. Udza mupi wako kana iwe uri kutora mimwe mishonga, mishonga yemakwenzi, kana kupfuura-the-counter zvinodhaka.

Vaka hukama hwakanaka nachiremba wako. Wemishonga wako anogona kukutsvagira, achikurudzira nzira dzekuchengetedza mari, uye ave nechokwadi chekuti mishonga yaunotora yakachengeteka.

Chengetedza mamiriro ako. Imwe yedzakanakisa nzira dzekuchengetedza mari pamari yekurapa ndeyekugara uine hutano.

Tarisa nemubatsiri wako pakushanya kwega kwega kuti uve nechokwadi chekuti unofanirwa kuramba uchinwa mishonga. Panogona kunge paine dzimwe nzira dzekugadzirisa mamiriro ako anodhura zvishoma.

Ingotenga mishonga kubva kune rezinesi reUS chemishonga. Usatenge mishonga kubva kune dzimwe nyika kuti uchengetedze mari. Hunhu uye kuchengetedzeka kwemishonga iyi hazvizivikanwe.

Taura nemupi wako kana:

• Uri kunetsekana kubhadhara mishonga yako
• Une mibvunzo kana zvinonetsa pamusoro pemishonga yako

US Chikafu & Dhavhidha Administration webhusaiti. Maitiro akanakisa ekutsemurwa kwepiritsi. www.fda.gov/Drugs/ResourceForYou/Consumers/BuyingUsingMedicineSafely/EnsuringSafeUseofMedicine/ucm184666.htm. Yakagadziridzwa Nyamavhuvhu 23, 2013. Yakasvika Gumiguru 28, 2020.

US Chikafu & Dhavhidha Administration webhusaiti. Kuchengetedza mari pamishonga yekunyorera. www.fda.gov/drugs/resource-you/saving-money-prescription-drugs. Yakagadziridzwa Chivabvu 4, 2016. Yakasvika Gumiguru 28, 2020.

• Mishonga