Medicare Inovhara Kuvhiya Kuvhiya Here?

Zvemukati

• Medicare kufukidza kwekuvhiya kumashure
• Medicare Chikamu A (inishuwarenzi yechipatara)
• Medicare Chikamu B (inishuwarenzi yekurapa)
• Marii yekuvhiya kumashure inodhura zvakadii neMedare?
• Mienzaniso yekuvhiyiwa kumashure inodhura
• Medicare inovhara ese ese marudzi ekuvhiya kumashure?
• Tora woenda nazvo

Kana yako yekuvhiya kumashure ichionekwa seinodikanwa nachiremba, yekutanga Medicare (Chikamu A uye Chikamu B) inowanzoifukidza.

Kana iwe uchinge uchinzwa kurwadziwa shure, taura nachiremba wako nezvekurudziro yekurapa iyo inogona kusanganisira:

• kuongororwa
• mishonga
• kurapa kwepanyama
• kuvhiya

Vanogona kukuzivisa iwe kuti sei vachifunga kuti maitiro aya anodikanwa uye kana akafukidzwa neMedicare.

Medicare kufukidza kwekuvhiya kumashure

Medicare kufukidza kwekuvhiya kumashure kazhinji magirazi kufukidzwa kune kumwe kurapwa kunodiwa, kugara muchipatara, nekutevera.

Medicare Chikamu A (inishuwarenzi yechipatara)

Medicare Chikamu A inovhara inpatient chipatara kuchengetwa, ichipa izvo:

• chipatara chinogamuchira Medicare
• unogamuchirwa pahofisi yechiremba inoratidza kuti unoda kurapwa kwechipatara

Iwe ungangoda mvumo yekugara kwako muchipatara kubva kuchipatara chekushandisa Kuongorora Komiti.

Medicare inpatient kuchengetwa kwekuchengetedzwa kwechipatara kunosanganisira:

• semi-zvakavanzika makamuri (imba yega yega kana zvichidikanwa zvekurapa)
• general mukoti (kwete yega-basa rekuyamwisa)
• kudya
• zvinodhaka (sechikamu chekurapa kwechipatara)
• general chipatara masevhisi uye zvekushandisa (kwete zvekutarisira zvega zvinhu senge anotsvedza masokisi kana reza)

Medicare Chikamu B (inishuwarenzi yekurapa)

Medicare Chikamu B inovhara masevhisi echiremba panguva yekugara kwako muchipatara uye zvekurapa varwere kunze kwekuburitswa kwako muchipatara.Imwe inishuwarenzi, senge Medicare Supplement zvirongwa (Medigap), Medicare Chikamu D (mishonga yemishonga), kana zvirongwa zveMedicare Advantage zvinowanikwa kwauri kana uchikodzera Medicare.

Kana iwe uine iyi mhando yeinishuwarenzi pamwe neMedare, zvinokanganisa mutengo waunobhadhara pakuvhiya kwako kumashure uye kupora.

Marii yekuvhiya kumashure inodhura zvakadii neMedare?

Zvakaoma kuona mari chaiyo usati wavhiyiwa musana, nekuti iwo chaiwo masevhisi aungade haazivikanwe. Semuenzaniso, ungangoda rimwe zuva rekuwedzera muchipatara kupfuura zvakataurwa.

Kufungidzira yako mari:

• Bvunza chiremba wako uye chipatara kuti vangani vanofunga kuti iwe uchafanirwa kubhadhara kune yako kuvhiyiwa uye yekutevera-yekutarisira. Tarisa uone kana paine masevhisi ari kukurudzirwa kuti Medicare haifukidze.
• Kana iwe uine imwe inishuwarenzi, senge mutemo weMedigap, bata kwavari kuti uone chikamu chipi chemari dzavanobhadhara uye nezvavanofunga kuti uchafanirwa kubhadhara.
• Tarisa account yako yeMedare (MyMedicare.gov) kuti uone kana wakasangana neChikamu A uye Chikamu B chakabviswa.

Iyi tafura inopa muenzaniso wezvingangoita mitengo:

Medicare Chikamu A coinurance ndeye $ 0 kwemazuva 1 kusvika 60 pamubatsiro wega wega.

Mienzaniso yekuvhiyiwa kumashure inodhura

Iyo Medicare.gov webhusaiti inoita kuti mitengo yemamwe maitiro awanikwe. Iyi mitengo haibatanidzi muripo wechiremba uye yakavakirwa pamunyika yeMedare mavhareji kubva ku2019.

Iyi tafura inogona kukupa chiratidzo chezvaungave uchifanira kubhadhara kune mamwe masevhisi anobatanidzwa mukuvhiya kumusana kwako.

Medicare inovhara ese ese marudzi ekuvhiya kumashure?

Kunyangwe Medicare inowanzo kufukidza kurapwa kunodiwa, bvunza nachiremba wako kuti uve nechokwadi chekuti Medicare inovhara rudzi rwekuvhiya kwavari kukurudzira.

Mhando dzakajairika dzekuvhiyiwa kumashure dzinosanganisira:

• diskectomy
• musana laminectomy / spinal kudzvinyirira
• vertebroplasty uye kyphoplasty
• nucleoplasty / plasma disk kudzvinyirira
• foraminotomy
• musana fusion
• dhisiki dzakagadzirwa

Tora woenda nazvo

Kana chiremba wako achiratidza kuti kuvhiyiwa kumashure kunodiwa kwauri pakurapa, kazhinji kunozovharwa neMedicare yekutanga (Chikamu A uye Chikamu B).

Kusarudza kuti kuvhiyiwa kumashure kwakadii kuchakubhadhara iwe mushure mekubhadharwa kweMedare kunonetsa nekuti iwo chaiwo masevhisi auchazowana haazivikanwe.

Chiremba wako uye chipatara vanofanirwa kukwanisa kupa fungidziro dzakadzidza.

Ruzivo ruri pane ino webhusaiti runogona kukubatsira mukuita sarudzo pachako nezve inishuwarenzi, asi haina kuitirwa kupa zano maererano nekutenga kana kushandiswa kweinishuwarenzi kana zvigadzirwa zveinishuwarenzi. Healthline Media haifambise bhizinesi reinishuwarenzi munzira ipi neipi uye haina kupihwa rezenisi sekambani yeinishuwarenzi kana mugadziri mune chero hutongi hweU.S. Healthline Media haina kukurudzira kana kutsigira chero mapato echitatu anogona kuita bhizinesi reinishuwarenzi.