Kuputsa Sweat: Medicare neSilverSneakers

Zvemukati

• Chii chinonzi SilverSneakers?
• Medicare inovhara SilverSneakers here?
• Ndezvipi zvikamu zveMedare zvinofukidza SilverSneakers?
• Marii Sirivha Sneaker inodhura zvakadii?
• Chinokosha

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Kurovedza muviri kwakakosha kumazera ese, kusanganisira vakuru.

Kuita shuwa kuti iwe unogara wakasimba panyama kunogona kubatsira kuchengetedza kufamba uye kuita kwemuviri, kusimudza moyo wako, uye kuita kuita kwako kwezuva nezuva zviitwa nyore.

SilverSneakers chirongwa chehutano uye chehutano chinopa mukana wekurovedza muviri uye makirasi ehutano kune vakura vakuru. Yakafukidzwa nemamwe marongero eMedicare.

A yeSilverSneakers vatori vechikamu vakaona kuti vanhu vane kuwanda kwekushanya kwedzimba vaine yakakwira-yavo yakashumwa yavo yepanyama uye yepfungwa hutano zvibodzwa

Ramba uchiverenga kuti udzidze zvakawanda nezveSilverSneakers, inorongwa naMedare kuti ifukidze, uye nezvimwe.

Chii chinonzi SilverSneakers?

SilverSneakers chirongwa chehutano nehutano chakanangana nevakuru vane makore makumi matanhatu nemashanu zvichikwira.

Inosanganisira mabhenefiti anotevera:

• kushandiswa kwenzvimbo dzekurovedza muviri dzinotora chikamu, kusanganisira zvekusimbisa muviri, madziva, uye makwara ekufamba
• makirasi ezvehutano akasanogadzirirwa vakuru vakura veese mazinga akasimba, kusanganisira cardio kurovedza, kusimbisa simba, uye yoga
• kuwana kune zviwanikwa zvepamhepo, zvinosanganisira mavhidhiyo ekurovedza muviri pamwe nehutano uye matomhu ehutano
• kusimudzira kwenharaunda inotsigira yevamwe vatori vechikamu vese mumunhu uye online

SilverSneakers ine zviuru zvemitambo yekutamba nyika. Kuti uwane nzvimbo padyo newe, shandisa yemahara yekushandisa turu pane webhusaiti yeSilverSneakers.

Kushandisa zvirongwa zvemuviri kunogona kubatsira kuvandudza hutano hwako hwese uye zvakare kunogona kudzikisira yako mari yehutano.

Mumwe akatevera vatori vechikamu veSilverSneakers kwemakore maviri. Negore rechipiri, zvakaonekwa kuti vatori vechikamu vaive nemari yepasi yezvehutano pamwe nekuwedzera kudiki mumitengo yehutano kana ichienzaniswa nevasina kutora chikamu.

Medicare inovhara SilverSneakers here?

Zvimwe Chikamu C (Medicare Advantage) zvirongwa zvinofukidza SilverSneakers. Pamusoro pezvo, mamwe maMedigap (Medicare ekuwedzera) anoronga zvakare.

Kana chirongwa chako chichifukidza chirongwa cheSilverSneakers, unogona kuchinyorera pawebsite yeSilverSneakers. Mushure mekusaina, iwe unozopihwa kadhi reSilverSneaker kadhi rine nhengo ID nhamba.

Nhengo dzeSilverSneaker dzinowana mukana wekurovedza muviri unopinda muchirongwa. Unogona kushandisa kadhi rako rehunhengo kunyoresa kune yako gym yaunosarudza. Iwe unozobva wave nekuwana kune ese maSilverSneaker mabhenefiti mahara.

Saka ungasarudza sei chirongwa cheMedare chinokodzera zvaunoda? Tevedza iwo matipi pazasi kuti utange:

• Funga nezve zvaunoda zvehutano. Sezvo munhu wese aine zvakasiyana zvido zvehutano, zvakakosha kuti utarise kuti ndeupi rudzi rwehutano kana hwekurapa hwauchazoda mugore rinouya.
• Tarisa uone sarudzo dzekuvhara. Enzanisa kufukidzwa kunopihwa muzvirongwa zvakasiyana zveMedare nehutano hwako. Tarisa pane zvirongwa zvichazadzisa izvi zvinodiwa mugore rinouya.
• Funga nezve mutengo. Mari dzinogona kusiyana nechirongwa cheMedare chaunosarudza. Kana uchitarisa zvirongwa, funga nezvezvinhu zvakaita semaprimiyamu, zvakabviswa, uye kuti ungakwanise kubhadhara muhomwe.
• Enzanisa Chikamu C uye Chikamu D zvirongwa. Kana iwe uri kutarisa chikamu Chikamu C kana Chikamu D chirongwa, yeuka kuti izvo zvakafukidzwa zvinosiyana nehurongwa wega wega. Shandisa iyo yepamutemo Medicare saiti kunyatso kuenzanisa akasiyana mapurani usati wafunga pane imwe.
• Tarisa vanachiremba vari kutora chikamu. Zvimwe zvirongwa zvinoda kuti iwe ushandise mupi wezvehutano mu network yavo. Ive neshuwa yekutarisisa-kutarisa kuti uone kana wako mupi wehutano wezvehutano akaverengerwa muchirongwa chenetwork usati wanyoresa.

Ndezvipi zvikamu zveMedare zvinofukidza SilverSneakers?

Yekutanga Medicare (Zvikamu A uye B) haifukidze zvemitezo yekurovedza muviri kana zvirongwa zvemuviri. Sezvo SilverSneakers inowira pasi peichi chikamu, Original Medicare haifukidze.

Nekudaro, kuve nhengo dzekurovedza muviri uye zvirongwa zvekusimbisa muviri, kusanganisira SilverSneakers, inowanzo kuvharwa semubatsiro wekuwedzera muzvirongwa zveMedare Chikamu C.

Makambani einishuwarenzi akazvimirira anotenderwa neMedare anopa zvirongwa izvi.

Chikamu cheC zvirongwa C chinosanganisira mabhenefiti akafukidzwa neZvikamu A naB. Iwo zvakare anowanzo aine mamwe mabhenefiti senge mazino, chiono, uye mishonga yemishonga inovhara (Chikamu D)

Mamwe marongero eMedigap anozovharawo nhengo dzekurovedza muviri uye zvirongwa zvehutano. Kufanana neChikamu C zvirongwa, makambani einishuwarenzi akazvimirira anopa zvirongwa zveMedigap. Zvirongwa zveMedigap zvinobatsira kuvhara mitengo iyo haina Original Medicare.

Marii Sirivha Sneaker inodhura zvakadii?

Nhengo dzeSilverSneaker dzinowana mukana kune dzakasanganiswa mabhenefiti. Iwe uchafanirwa kubhadhara chero chisina kuvharwa muchirongwa cheSilverSneakers.

Kana iwe usina chokwadi nezve izvo zvinosanganisirwa pane chaiyo yekurovedza muviri, ita chokwadi chekubvunza.

Pamusoro pezvo, zvakakosha kuti uzive kuti izvo zvakakosha uye makirasi anowanikwa kwauri anogona kusiyana nejimu. Iwe ungatofanira kutsvaga ejimu yekutora chikamu inosangana neyako chaiyo yekusimba zvinodiwa.

Iwe uchave uchinyoresa muMedare kwegore rinouya here? Tevedza iwo matipi pazasi kuti ubatsire neiyo yekunyoresa maitiro:

• Unoda kusaina here? Kana iwe uri kutotora Social Security mabhenefiti, iwe unozongo nyorwa muOrth Medicare (Zvikamu A uye B) kana iwe uchikodzera. Kana usiri kuunganidza Zvekuchengetedzwa Kwemagariro, iwe unofanirwa kusaina.
• Ziva iyo yakavhurika kunyoresa nguva iri. Ino ndiyo nguva iyo iwe yaunogona kunyoresa mukati kana kuita shanduko kune ako Medicare zvirongwa. Gore rega rega, kunyoresa kuvhurika ndiGumiguru 15 kusvika Zvita 7.
• Enzanisa zvirongwa. Iko mutengo uye kufukidzwa kweMedare Chikamu C uye Chikamu D zvirongwa zvinogona kusiyana nehurongwa. Kana iwe uri kufunga nezve Chikamu C kana Chikamu D, ita shuwa yekufananidza akati wandei marongero anowanikwa munzvimbo yako usati wasarudza imwe.

Chinokosha

SilverSneakers chirongwa chemuviri chakanangana nevakuru vakura. Inosanganisira:

• kuwana nzvimbo dzekurovedza muviri
• nyanzvi dzekusimba makirasi
• zvigadzirwa zvepamhepo

SirivheriSneakers mabhenefiti anopiwa kune nhengo mahara. Kana iwe uchida kushandisa ejimu kana yehutano masevhisi asina kuverengerwa muSilverSneakers, uchafanirwa kuvabhadhara.

Yekutanga Medicare haifukidze zvemitezo yekurovedza muviri kana zvirongwa zvehutano seSilverSneakers. Zvisinei, mamwe Medicare Chikamu C uye zvirongwa zveMedigap zvinoita.

Kana iwe uchifarira maSilverSneakers, tarisa kuti uone kana ichiverengerwa muchirongwa chako kana chero chirongwa chauri kufunga nezvacho.