Medicare Inovhara Mahara Ekubatana?

Zvemukati

• Medicare inovhara malensi ekubatana here?
• Medicare Chikamu B kufukidza
• Chikamu C kufukidza
• Mariro uye dzimwe sarudzo dzekuchengetedza
• Chengetedzo yetipiki yekupfeka malensi ekubatana
• Kutora

• Original Medicare haibhadharire malensi ekutaurirana pasi pemamiriro mazhinji.
• Zvimwe zvirongwa zveMedare zvinobatsira zvinogona kupa mabasa ekuona.
• Mune zvimwe zviitiko (senge mushure mekuvhiyiwa kwekatakata), Medicare inogona kuvhara mutengo wekubatana nelensi.

Yekutanga Medicare inovhara zvekurapa uye zvekuchipatara mutengo, asi chiratidzo, mazino, uye kunzwa kwekunzwa hazviwanzo kuvharwa. Izvi zvinoreva kuti pamwe haungawane rubatsiro rwemari kubva kuMedare kana zvasvika pakubhadhara malensi ako ekuonana. Zvisinei, pane zvishoma zvishoma, kunyanya kana iwe uine Medicare Advantage.

Medicare inovhara malensi ekubatana here?

Ipo Medicare ichifukidza mamwe masevhisi ekuona, hazviwanzo kubhadhara kuongororwa kwemaziso kana malensi ekutaurirana. Mimwe yeaya ekuona masevhisi ekutanga Medicare (zvikamu A uye B) zvinogona kuvhara zvinosanganisira:

• glaucoma yegore bvunzo kune vanhu vari panjodzi huru (kusanganisira avo vane chirwere cheshuga kana nhoroondo yemhuri ye glaucoma)
• bvunzo dzegore rega dzekuyedza chirwere cheshuga retinopathy kune avo vane chirwere cheshuga
• kuvhiyiwa kwemaziso
• kuongororwa kuongororwa kana kuongororwa kwe macular degeneration

Medicare Chikamu B kufukidza

Medicare Chikamu B ndicho chikamu cheMedare chinobata mabasa mazhinji ekurapa, senge kushanya kwachiremba, midziyo yekurapa yakasimba, uye mabasa ekudzivirira. Hazviwanzo kuvhara lenzi dzemagetsi.

Nekudaro, kune imwechete yekusara. Kana iwe ukavhiyiwa cataract, Medicare Chikamu B inovhara imwe peya yekugadzirisa malensi mushure mekuvhiyiwa kwako.

Paunenge uine chirwere chemaziso, chiremba wako weziso anoisa lens intraocular, iyo dzimwe nguva inogona kuchinja maonero ako. Nekuda kweizvozvo, iwe ungangoda matsva ekutaurirana malensi kana magirazi emaziso kugadzirisa yako chiono. Kunyangwe iwe ukapfeka magirazi kare, mikana iwe uchazoda mushonga mutsva.

Izvo zvakakosha kuti uzive kuti Medicare inobhadharira matsva ekutaurirana malensi mushure mekuvhiya kwese kwekati neyakaiswa lens intraocular. Kazhinji, vanachiremba vemaziso vanozoita kuvhiya paziso rimwe chete panguva. Kana iwe ukavhiyiwa kugadzirisa ziso rechipiri, iwe unogona kuwana imwe yekubatana lens yemishonga panguva iyoyo.

Nekudaro, kunyangwe mune ino mamiriro, malensi ekutaurirana haana kusununguka zvachose. Iwe uchabhadhara makumi maviri muzana emari yakatenderwa neMedare, uye Chikamu chako B chakabviswa chinoshanda.

Zvakare, iwe uchafanirwa kuve nechokwadi chekuti iwe unoraira kutaurirana kubva kuMedare-anotenderwa mutengesi. Kana iwe uchiwanzo kuraira ako malenzi kubva kune mumwe mutengesi, ita shuwa yekubvunza kana vachigamuchira Medicare. Kana zvisiri, ungangoda kutsvaga mutengesi mutsva.

Chikamu C kufukidza

Medicare Advantage kana Medicare Chikamu C ndiyo imwe nzira kune yekutanga Medicare iyo inosanganisa Chikamu A uye Chikamu B. Kukwezva vanyoreri, akawanda Medicare Advantage zvirongwa zvinopa mazino, kunzwa, kuona, uye kunyangwe kugwinya mabhenefiti.

Medicare Advantage zvirongwa zvinogona kusiyanisa zvakanyanya muchiratidzo chekuvhara chavanopa. Sekureva kwechidzidzo che2016, avo vane Medicare Advantage yekuvharidzirwa kwekuona vachiri kubhadharira makumi matanhatu nenomwe muzana emari dzekunze kwehomwe dzekutarisirwa kwemaonero.

Mienzaniso yemasevhisi Medicare Advantage zvirongwa zvinogona kuvhara zvine chekuita nechiono zvinosanganisira:

• kugara uchiongorora maziso
• bvunzo dzemafuremu akakodzera kana tsamba dzekubata lens
• mutengo kana macopayments ekutaurirana malensi kana magirazi emaziso

Medicare Kubatsira zvirongwa zvinowanzo kuve zvakanangana nedunhu nekuti mazhinji anosanganisira kushandiswa kwevanowanikwa mu-network vanopa. Kuti utsvage marongero aripo munharaunda yako, shanyira Medicare.gov's Tsvaga chishandiso cheMedicare Chirongwa.

Kana iwe ukawana chirongwa chauri kufarira, tinya pane "Ronga Ruzivo" bhatani, uye iwe uchaona runyorwa rwezvakanaka, kusanganisira chiono kufukidza. Kazhinji, unodikanwa kuti utenge shamwari dzako kubva kune-mu-network mupi kuti uve nechokwadi chekuti chirongwa chichavafukidza.

Mariro uye dzimwe sarudzo dzekuchengetedza

Ivhareji yemitengo yemagetsi lenzi inogona kusiyana. Kutaurirana kunowanikwa muzvinhu zvinobva pamalensi ezuva nezuva anoraswa (ayo anodhura zvakanyanya) kune ayo anogadzirisa astigmatism kana kuita sebifocals. Iwo maviri ekutanga eanopindirana emalensi iwe aunotora mamwe mavhiki maviri anowanzoita madhora makumi maviri nemaviri kusvika kumadhora makumi maviri nemaviri kubhokisi rezvikwata zvitanhatu. Paunotarisa mutengo weziso, iwe unowanzo shandisa mari inosvika madhora mazana mana nemakumi mana emadhora mazana mashanu nemazana emarenzi ekuonana chete pagore.

Iwe unobhadharirawo zvishandiso zvinokubatsira iwe kutarisira avo vaunofambidzana navo. Izvi zvinogona kusanganisira macustoms ekubatana, malenzi ekutaurirana, uye madonhwe eziso kana uine maziso akaoma.

Isu tichava vakatendeseka: Izvo zvishoma zvakaoma kuwana rubatsiro kubhadhara kune vanobatika uchienzaniswa nemagirazi emaziso paunenge uine zvaunoda zvekuona. Nekuti magirazi anogara kwenguva yakareba kupfuura vanobata uye anogona kushandiswa nekushandiswazve kubva kuzvinhu zvakapihwa kune mamwe masangano anogona kukubatsira iwe kuwana pega magirazi emeso emahara kana emutengo wakaderera. Nekudaro, iwe unogona kusevha mari pane vako vokukurukura kuburikidza nenzira idzi:

• Raira online. Vazhinji pamhepo vanobatana nelensi vatengesi vanopa mari yekuchengetedza kana ichienzaniswa nekuraira kuchitoro chekutengesa. Ingo ita shuwa kuti urikushandisa inozivikanwa online sosi. Iwe unogona zvakare kubvunza yako chitoro chitoro chesarudzo kana vachizokwana pamhepo mitengo.
• Tenga unopihwa pagore. Kunyangwe paine kukwirisa kwepamberi kwemutengo, kutenga kupihwa kwegore kwevanofambidzana kazhinji kunopa yakaderera mutengo pakupedzisira. Izvi zvinonyanya kuitika kana uchihodha kubva kune vatengesi vepamhepo.
• Tarisa muMedicaid kukodzera. Medicaid chirongwa chekudyidzana uye chehurumende chinopa rubatsiro rwemari kune akati wandei emari yekurapa, kusanganisira chiratidzo uye malensi ekutaurirana. Kukodzera kunowanzo kuve kwemari-based, uye iwe unogona kutarisa kukodzera kwako kana kudzidza maitiro ekushandisa pane iyo Medicaid webhusaiti.

Chengetedzo yetipiki yekupfeka malensi ekubatana

Paunowana vako vanofambidzana, zvakakosha kuti uzvishandise sekurairwa. Kuvapfeka kwenguva yakareba kupfuura zvakakurudzirwa kunogona kuwedzera njodzi yako kutapukirwa kwemaziso, izvo zvinogona kuve zvinodhura kurapa uye kurwadza.

Kutora

• Yekutanga Medicare haibhadhare malensi ekutaurirana kunze kwekunge iwe uchangobva kuvhiyiwa katsi.
• Medicare Advantage zvirongwa zvinogona kupa chiono kufukidza iyo inobhadhara kune vese kana chikamu cheaunotaura.
• Kana iwe uchikodzera, Medicaid inogona kubatsira kubhadharira malensi ako zvakare.

Ruzivo ruri pane ino webhusaiti runogona kukubatsira mukuita sarudzo pachako nezve inishuwarenzi, asi haina kuitirwa kupa zano maererano nekutenga kana kushandiswa kweinishuwarenzi kana zvigadzirwa zveinishuwarenzi. Healthline Media haifambise bhizinesi reinishuwarenzi munzira ipi neipi uye haina kupihwa rezenisi sekambani yeinishuwarenzi kana mugadziri mune chero hutongi hweU.S. Healthline Media haina kukurudzira kana kutsigira chero mapato echitatu anogona kuita bhizinesi reinishuwarenzi.

Verenga chinyorwa ichi muchiSpanish