Georgia Medicare Zvirongwa muna 2021

Zvemukati

• Chii chinonzi Medicare?
• Medicare Kubatsira Zvirongwa
• Ndeapi maMedare eAdvantage zvirongwa zviripo muGeorgia?
• Iwe unokodzera here chirongwa cheMedare Kubatsira muGeorgia?
• Ndirini pandinganyorese muzvirongwa zveMedicare muGeorgia?
• Matipi ekunyoresa muMedare muGeorgia
• Kuwedzera Georgia Medicare zviwanikwa
• Chii chandinofanira kuita zvinotevera?

Muna 2018, 1,676,019 vagari vemuGeorgia vakanyoreswa muMedare. Kune mazana ezveMedicare zvirongwa zvekusarudza kubva kana uchigara kuGeorgia.

Kunyangwe iwe uchida kushandura marongero kuti uwane kufukidzwa kwakawanda kana kusaziva kana iwe uchikodzera iyo Medicare Advantage Chirongwa, pane zvakawanda zvekuziva nezve Medicare.

Chii chinonzi Medicare?

Medicare chirongwa cheinishuwarenzi chinopihwa mari nehurumende kuvanhu vanopfuura makore makumi matanhatu nemashanu. Vechidiki vakuru vane hurema vanogonawo kukodzera zvirongwa zveMedare muGeorgia. Vazhinji vakweguru vanonyoreswa otomatiki mune yekutanga Medicare (Chikamu A uye Chikamu B).

Medicare Chikamu A chinofukidza mabasa epachipatara, akadai se:

• chipatara chekuchengetwa kwechipatara
• kushomeka kwehutano hwepamba
• kutarisira varwere

Medicare Chikamu B chinovhara mabasa ekurapa uye kuchengetedza kwekudzivirira, senge:

• kusarudzwa kwechiremba
• lab miedzo
• x-ray
• chirwere cheshuga kuongorora
• kutarisirwa kuchipatara

Medicare Chikamu D chirongwa chemishonga chinorayirwa chinobhadhara mutengo wemishonga. Iwe unogona kusarudza kunyoresa muChikamu D kuti ubatsire kufukidzwa kunopihwa nezvikamu A uye B.

Medicare inoronga muGeorgia zvakare inosanganisira Special Needs Plans (SNPs). Aya marongero anopa kufukidza kune vanhu vanorarama nehupenyu husingaperi mamiriro kana vane zvimwe zvakakosha zvehutano.

Medicare Kubatsira Zvirongwa

Medicare Advantage Plans (Chikamu C) zvirongwa zvese-mu-izvo zvinopa hutano hwakakwana. Ivo vanowanikwa kuburikidza neyakavanzika vehutano inishuwarenzi.

Iyo Medicare Kubatsira chirongwa ichafukidza zvese zvipatara uye zvekurapa mutengo, pamwe nemishonga. Mamwe marongero eMedare eGeorgia anosanganisira kuwedzera kufukidzwa kwekuona kana kudiwa kwemazino, zvirongwa zvemuviri, kana rubatsiro rwekunzwa

Ndeapi maMedare eAdvantage zvirongwa zviripo muGeorgia?

Aya anotevera makambani einishuwarenzi anopa zvirongwa zveMedicare muGeorgia:

• Aetna Medicare
• Allwell
• Nhetembo Bhuruu Muchinjikwa uye Bhuruu Shield
• CareSource
• Cigna
• Bvisa Chitubu Hutano
• Clover Hutano
• Humana
• Kaiser Permanente
• Lasso Utano
• Sonder Health Plan, Inc.
• UnitedHealthcare
• WellCare

Aya makambani anopa zvirongwa akawanda matunhu eGeorgia. Nekudaro, Medicare Advantage chirongwa chinopihwa chinosiyana nedunhu, saka pinda yako chaiyo ZIP kodhi kana uchitsvaga zvirongwa kwaunogara.

Iwe unokodzera here chirongwa cheMedare Kubatsira muGeorgia?

Vazhinji vakuru vanonyoreswa otomatiki muMedare yepakutanga pavanosvitsa makore makumi matanhatu nemashanu, asi uchafanirwa kunyorera chirongwa cheMedicare Advantage. Kuti uve unokodzera chirongwa cheMedicare Advantage muGeorgia unofanirwa kusangana nezvinodiwa izvi:

• uve mugari weUS kana mugari wechigarire weGeorgia
• kunyoreswa mune yekutanga Medicare Chikamu A uye Chikamu B
• vakabhadhara kuderedzwa kwemubhadharo weMedicare

Iwe unogona zvakare kuve unokodzera chirongwa cheMedicare Advantage muGeorgia kana iwe uine hurema kana chirwere chisingaperi senge amyotrophic lateral sclerosis (ALS) kana yekupedzisira renal chirwere (ESRD). VaGeorgia vanogamuchira mapenjeni kubva kuRailroad Retirement Board kana kubva kuSocial Security vanogona zvakare kukodzera chirongwa cheMedicare Advantage.

Ndirini pandinganyorese muzvirongwa zveMedicare muGeorgia?

Sezvaunosvika pamudyandigere, unenge uine nguva yekutanga yekunyora paunogona kunyoresa muMedare. Iyi nguva yekutanga inotanga mwedzi mitatu usati wasvika makore makumi matanhatu nemashanu ekuberekwa, uye inowedzera imwe mwedzi mitatu mushure mekuzvarwa kwako.

Iyo Medicare yegore yekunyoresa nguva iri kubva munaGumiguru 15 kusvika Zvita 7. Munguva ino nguva, unogona kusarudza chirongwa chitsva.

Kune zvakare yakavhurika kunyoresa nguva yeMedare Kubatsira kubva muna Ndira 1 kusvika Kurume 31. Munguva ino yakavhurika yekunyoresa nguva, unogona kushandura kubva pakutanga Medicare kuenda kuMedicare Advantage, kana kushandura kuenda kune rakasiyana Medicare Kubatsira chirongwa.

Iwe unogona zvakare kukwanisa kunyorera Medicare Georgia panguva yakakosha yekunyora nguva. Iwe unogona kukodzera kunyoreswa kwakakosha kana waunoshandira inishuwarenzi yachinja, kana kana uine hurema.

Matipi ekunyoresa muMedare muGeorgia

Paunenge uchisarudza pakati pezvirongwa nevatakuri, iwe unozotanga kuda kufunga nezve chaizvo zvaunoda.

Usati wanyoresa muChirongwa cheMedicare muGeorgia, ita rondedzero yakazara yemishonga yako yese uye kuti uri kubhadhara zvakadii izvi zvirevo. Iwe zvakare uchazoda kufunga nezve kangani kaunoshanyira chiremba wako.

Zvichienderana nezvamunoziva marapirwo emari, chirongwa cheMedicare Advantage kana Chikamu D (chinyorwa chemushonga) chinogona kuita zvine musoro kwauri.

Kana iwe uchifara kwazvo nachiremba wako wazvino, fonera hofisi yechiremba wako kuti uone kuti ndeapi mainishuwarenzi anotambirwa. Kana iwe uri kufunga nezvechirongwa cheMedicare Advantage, vazhinji vevatakuri vanongoshanda chete neve-network vanachiremba.

Verenga wongororo yevatakuri munzvimbo yako kuti uwane zvirongwa zvakakurudzirwa. Iwe unogona kuziva kuti marongero anoita sei nekuwana iyo CMS nyeredzi ratings system. Iyi inova imwe- kusvika mashanu-nyeredzi sosi system uko chiyero chepamusoro zvinoreva kuti chirongwa chakaitwa zvakanaka mukati megore rapfuura. Zvirongwa zvinoshanduka gore rega rega, saka tarisa ratings.

Kuwedzera Georgia Medicare zviwanikwa

Unogona kuwana rumwe ruzivo nezvehurongwa hweMedicare muGeorgia nekutaurirana nemasangano anotevera. Vachafara kukupa iwe rumwe ruzivo nezve Medicare Georgia uye nekukubatsira iwe kuwana chirongwa chakakukodzera.

• GeorgiaCares: Tsvaga rubatsiro kubva kuGeorgia Medicare Savings Program inonzi GeorgiaCares. Sechikamu cheHurumende Hutano Inishuwarenzi Rubatsiro Chirongwa (SHIP), GeorgiaCares inopa ruzivo nezve Medicare, yemahara ekupa mazano mabasa, uye rubatsiro kunyoresa muchirongwa cheMedare muGeorgia. Vanogona kusvikwa nerunhare ku 866-552-4464.
• Kupatsanurwa kweMabasa Ekukwegura: Iyo Chikamu cheKwegura Services yeGeorgia inogona kupa rubatsiro nerutsigiro kune vakuru kuGeorgia. Iwe unogona kutaura kune mumwe munhu nerunhare pa404-657-5258.
• Georgia Kadhi Rezvinodhaka. Ichi chirongwa chekubatsira chinoita kuti mishonga inge yakachipa kune vagari veGeorgia. Bata 404-657-3127 kuti uwane rumwe ruzivo.

Iwe unogona zvakare kuziva maitiro ekunyoresa muhurongwa hweMedare muGeorgia, uye ongorora zvaunogona kuita zvekufona nekusheedzera 800-633-4227.

Chii chandinofanira kuita zvinotevera?

Wakagadzirira kunyoresa muchirongwa cheMedicare Advantage muGeorgia, uye uwane chirongwa chakanakira iwe che2021?

• Shanyira Medicare.gov kuti uone runyorwa rweMedicare Georgia zvirongwa munzvimbo yako, wobva washanyira webhusaiti yeanotakura kuti uwane rumwe ruzivo nezve chaiwo marongero.
• Dzikisira tsvagiridzo yako nekutarisa CMS nyeredzi ratings, uchishandisa zip code yako, uye kuona bhajeti yako paunenge uchitarisa zvirongwa zveAdvantage.
• Nyoresa pamhepo, shandisa pepa fomu, kana kufonera anotakura akanyoresa zvakananga muchirongwa cheMedare.

Zvirongwa zveMedicare muGeorgia zvinogona kukubatsira iwe kubhadhara mutengo wehutano hwako. Kunyangwe iwe wave kuda kuve unokodzera Medicare kekutanga, kana uchida kuwedzera kufukidza kwako, tora nguva yekuongorora zvaunogona kuita.

Iwe unogona kuwana kufukidzwa kwakaringana neyekutanga Medicare Georgia, kana sarudza kuwedzera Chirongwa D. Zvichienderana nemamiriro ako ezvinhu, chirongwa cheMedicare Advantage chinogona kubatsira kukuchengetedza mari mwedzi wega wega, kupa mamwe masevhisi anoenderana nezvinodiwa zvako, kana kukupa iwe chinja.

Ichi chinyorwa chakagadziridzwa munaNovember 10, 2020, kuratidza 2021 Medicare ruzivo.

Ruzivo ruri pane ino webhusaiti runogona kukubatsira mukuita sarudzo pachako nezve inishuwarenzi, asi haina kuitirwa kupa zano maererano nekutenga kana kushandiswa kweinishuwarenzi kana zvigadzirwa zveinishuwarenzi. Healthline Media haifambise bhizinesi reinishuwarenzi munzira ipi neipi uye haina kupihwa rezenisi sekambani yeinishuwarenzi kana mugadziri mune chero hutongi hweU.S. Healthline Media haina kukurudzira kana kutsigira chero mapato echitatu anogona kuita bhizinesi reinishuwarenzi.