Massachusetts Medicare Zvirongwa muna 2021

Zvemukati

• Chii chinonzi Medicare?
• Ndeapi mapiro eAdvanced Advantage aripo muMassachusetts?
• Ndiani anokodzera Medicare muMassachusetts?
• Ndirini pandinogona kunyoresa muchirongwa cheMedare?
• Matipi ekunyoresa muMedare muMassachusetts
• Massachusetts Medicare zviwanikwa
• Chii chandinofanira kuita zvinotevera?

Kune akatiwandei ehurongwa hweMedicare muMassachusetts. Medicare chirongwa chehurumende cheinishuwarenzi chehutano chakagadzirirwa kubatsira iwe kusangana nezvinodiwa zvehutano.

Dzidza nezve akasiyana marongedzero eMedare muMassachusetts muna 2021 uye uwane iyo chaiyo chirongwa chako.

Chii chinonzi Medicare?

Chekutanga Medicare ndiyo yekutanga chirongwa cheMedare, kusanganisira zvikamu A uye B.

Chikamu A chinobata zvese zvekuchengetwa muchipatara, sekuchengetwa kwevarwere, kushomeka kwehutano hwepamba, uye kutarisira varwere.

Chikamu B chinopa kufukidzwa kwekurapwa, kusanganisira kusarudzwa kwachiremba, mabasa eamburenzi, uye bvunzo dzakadai sema-ray uye basa reropa.

MuMassachusetts, iwe zvakare une sarudzo yekusainira chirongwa cheMedicare Advantage (Chikamu C). Aya marongero ari ese-mu-one zvirongwa zvinopihwa kuburikidza neyakavanzika hutano vatakuri.

Medicare Kubatsira zvirongwa zvinofukidza ese akafanana masevhisi seyakatanga Medicare, pamwe nekupa kufukidzwa kwezvinodhaka nezvimwe zvirongwa. Kune mazana ezvirongwa zveMedicare Advantage muMassachusetts kusarudza kubva, uye mazhinji anosanganisira ekuwedzera ekuvhara masevhisi akadai sekuona, kunzwa, kana kutarisirwa mazino.

Chikamu D (chinyoreso chemishonga chinodhaka) chinobata mutengo wemishonga uye inoderedza kunze-kwe-muhomwe tsamba yemutero. Iri zano rinowanzo kuwedzerwa kune yekutanga Medicare kuti ipe yakawandisa kufukidzwa.

Iwe unogona zvakare kusarudza kuwedzera chirongwa cheMedigap. Aya ekuwedzera marongero anogona kubatsira kupa kumwe kufukidza kubhadhara mari isina kuvharwa kuburikidza neyekutanga Medicare, senge copays, coinsurance, uye zvakabviswa.

Ndeapi mapiro eAdvanced Advantage aripo muMassachusetts?

Medicare Advantage zvirongwa muMassachusetts zvinowanikwa kune vese vagari vanokodzera kufukidzwa kweMedare. Aya marongero eMedare muMassachusetts ane maprimiyamu akakwira asi anosanganisira akawanda ekuwedzera ekuchengetedza hutano.

Medicare Inobatsira chirongwa vanopa muMassachusetts vanosanganisira:

• Aetna Medicare
• Bhuruu Muchinjikwa Bhuruu Shield yeMassachusetts
• Fallon Hutano
• Mari yezvikamu Harvard Pilgrim Health Care, Inc.
• Humana
• Lasso Utano
• Kuronga Hutano Chirongwa
• UnitedHealthcare

Paunenge uchisarudza chirongwa cheMedicare Chakanakira, iwe uchazoda kuenzanisa mareti akasiyana uye zvirongwa zvekuvhara. Iva nechokwadi chekuti chirongwa chaunoda chinopihwa munzvimbo yako. Zvirongwa zvinosiyana nedunhu, saka shandisa Zip kodhi yako kuti uone kana zvirongwa zvauri kuenzanisa zviripo munharaunda yako.

Ndiani anokodzera Medicare muMassachusetts?

Medicare inowanikwa kune vese vagari vemuUS uye vagari vane makore anodarika makumi matanhatu nemashanu, pamwe nevanhuwo vakaremara kana vane chirwere chisingaperi.

Unogona kuzvinyoresa wega muMedare kana iwe wasvitsa makore makumi matanhatu nemashanu, asi kana usati wanyoresa, ita shuwa kuti unosangana nezvinodiwa zvinotevera:

• iwe uri mugari weUnited States kana unogara zvachose
• iwe wakabhadhara kuderedzwa kwemubhadharo weMedicare panguva yebasa rako

Kana iwe uri pasi pemakore makumi matanhatu nemashanu, unogona kukodzera Medicare kana iwe:

• uine hurema hwawakagashira Social Security Kuremara Inishuwarenzi kubhadhara kweinenge makumi maviri nemana mwedzi
• vane chirwere chekupedzisira renal chirwere (ESRD) kana amyotrophic lateral sclerosis (ALS)

Ndirini pandinogona kunyoresa muchirongwa cheMedare?

Wakagadzirira kunyoresa chirongwa cheMedare muMassachusetts?

Wako wekutanga mukana wekusaina uchave uri panguva yako yekutanga kunyoresa nguva (IEP). Iyi inguva yemwedzi minomwe kutanga mwedzi mitatu usati wasvitsa makore makumi matanhatu nemashanu, kusanganisira mwedzi wako wekuzvarwa, uye kupera mwedzi mitatu mushure mekuzvarwa kwako. Pakati peino nguva, iwe unogona kungozvinyoresa wega muMedicare yekutanga kana iwe uri kugamuchira mabhenefiti kubva kuRailroad Retirement Board kana kubva kuSocial Security. Vamwe vangangoda kunyoresa nemawoko.

Munguva yako IEP, iwe unogona zvakare kusarudza kupinda muPlan D kufukidza, kana funga chirongwa cheMedicare Advantage muMassachusetts.

Mushure meIEP yako, uchave nemikana miviri pagore yekunyoresa mune yekutanga Medicare, wedzera kufukidza, kana kuchinjira kuchirongwa cheMedicare Advantage. Iwe unozokwanisa kushandura kufukidza kwako panguva yeMedicare yakavhurika kunyoresa nguva, iri Ndira 1 kusvika Kurume 31, pamwe neiyo Medicare yegore kunyoresa nguva, panguva Gumiguru 15 naDecember 7.

Iwe unogona zvakare kukodzera iyo chaiyo yekunyora nguva uye unokwanisa kunyoresa muMedare ipapo ipapo kana iwe uchangobva kuve nekuchinja mune yako mushandi inishuwarenzi kana iwe uchangobva kuongororwa kuti une chirwere chisingaperi chehutano.

Matipi ekunyoresa muMedare muMassachusetts

Pane zvakawanda zvekufunga nezvazvo pakusarudza chirongwa cheMedare. Heano mamwe matipi ekunyoresa ekukubatsira iwe kusarudza iyo chaiyo Medicare chirongwa:

• Mariro. Tarisa kumashure kune ese maprimiyamu uye kunze-kwehomwe mari yawakabhadhara mugore rapfuura. Ko yako iripo inishuwarenzi yehutano hurongwa hwakapa zvakakwana kufukidzwa Kana zvisiri, tsvaga chirongwa chinokupa kuwanda kwakawanda uye nekukubatsira iwe kuwana masevhisi aunoda kuchengetedza hutano hwako uye kugara zvakanaka.
• Ronga network. Zano rakakosha rekurangarira nderekuti havasi vese vanachiremba vakafukidzwa nehurongwa hwese hweinishuwarenzi. Kana iwe uri kufunga nezveMedicare Advantage zvirongwa muMassachusetts, fonera chiremba wako uye uone kuti ndeapi ma network. Izvi zvinokubatsira kudzikisa kutsvaga kwako saka haufanire kuchinja vanachiremba.
• Mishonga inoda. Funga kuwedzera Chikamu D kana kufukidza zvinodhaka kune yako yekutanga Medicare Massachusetts chirongwa. Kana iwe uchangotanga kutora mishonga mitsva, kuwedzera Chikamu D kana kutsvaga chirongwa cheAdvantage kunogona kukubatsira kuchengetedza pamari dzekunze-muhomwe mugore rinouya.
• Kufukidza kwefesi. Fonera pharmacy yako uye ubvunze kuti ndeipi kufukidzwa kwavanogamuchira Iwe unogona kuwana zano hombe rinofukidza mishonga yako asi risingagamuchirwe nefarmacy yako. Tsvaga imwe kemesi munzvimbo yako inozotambira chirongwa chekubatsira iwe kuchengetedza pamitengo yemishonga.

Massachusetts Medicare zviwanikwa

Kuti udzidze zvakawanda nezvechirongwa chekutanga cheMedare uye Medicare Advantage muMassachusetts, unogona kuwana zviwanikwa zvinotevera kana kuwana zano kubva kunyanzvi.

• Medicare.gov (800-633-4227). Dzidza zvakawanda pamusoro pesarudzo dzekuvhara, tsvaga zvirongwa zvePACE, uye enzanisa akasiyana maMedare Ekubatsira Zvirongwa muMassachusetts.
• SHINE (800-243-4636). Na SHINE, iwe unogona kuwana yemahara yehutano inishuwarenzi kuraira, kudzidza maitiro ekumisikidza MyMedicare account, uye kuwana Mass Hutano zvirongwa.
• Boka Inishuwarenzi Boka (617-727-2310). Kana iwe uine hutano hweGIC, tora ruzivo rwekunyoresa muMedare Massachusetts pamwe nekutsvagisa mari yepamberi.
• MassHealth (800-841-2900). Tsvaga kana iwe uchikodzera One Care uye uwane ruzivo maererano nemitemo yeMedare muMassachusetts.
• MassOptions (844-422-6277). Bata MassOptions kuti uwane rumwe ruzivo nezve kuchengetwa kwepamba, kurarama kwakazvimirira kwevakuru vakaremara, uye zvimwe zviwanikwa zvemahara.

Chii chandinofanira kuita zvinotevera?

Kana iwe uchikodzera kunyoresa muMedare Massachusetts muna 2021, nyatso kuenzanisa zvirongwa zveMedarere kuyera zvaunogona kusarudza.

• Sarudza maprimiyamu iwe aunoda kubhadhara uye utarise chirongwa cheMedicare Massachusetts mudunhu rako icho chinopa kufukidzwa iwe kwaunoda.
• Dana chiremba wako kuti uone kuti ndeve network ipi uye enzanisa hushoma hwezvirongwa zvitatu zveMedare muMassachusetts.
  • Nyoresa muMedare online kana kufonera iyo Medicare Advantage chirongwa chinotakura zvakananga.

Kunyangwe iwe uri mutsva kuMedare kana uchifunga kuchinjira kuchirongwa cheMedicare Advantage muMassachusetts, unogona kuwana nyore chirongwa chinobata zvese zvaunoda zvehutano muna2021.

Ichi chinyorwa chakagadziridzwa muna Gumiguru 5, 2020 kuratidza 2021 Medicare ruzivo.

Ruzivo ruri pane ino webhusaiti runogona kukubatsira mukuita sarudzo pachako nezve inishuwarenzi, asi haina kuitirwa kupa zano maererano nekutenga kana kushandiswa kweinishuwarenzi kana zvigadzirwa zveinishuwarenzi. Healthline Media haifambise bhizinesi reinishuwarenzi munzira ipi neipi uye haina kupihwa rezenisi sekambani yeinishuwarenzi kana mugadziri mune chero hutongi hweU.S. Healthline Media haina kukurudzira kana kutsigira chero mapato echitatu anogona kuita bhizinesi reinishuwarenzi.