Nebraska Medicare Zvirongwa muna 2021

Zvemukati

• Chii chinonzi Medicare?
• Ndeapi marongedzero eMedicare anowanikwa muNebraska?
• Ndiani anokodzera Medicare muNebraska?
• Ndirini pandinganyorese muzvirongwa zveMedicare Nebraska?
• Matipi ekunyoresa muMedare muNebraska
• Nebraska Medicare zviwanikwa
• Chii chandinofanira kuita zvinotevera?

Kana iwe uchigara muNebraska uye uchikodzera kuMedare - kana kuti wave pedyo nekukodzera - unogona kunge uchinetseka nezvesarudzo dzako. Medicare chirongwa chenyika cheinishuwarenzi chehutano chevakuru vane makore makumi matanhatu nemashanu kana kupfuura kana vanhu vezera ripi zvaro vane hurema.

Kwemakore, chirongwa ichi chakawedzera kuisa sarudzo dzaunogona kutenga kubva kumakambani einishuwarenzi akazvimirira kuti uwedzere kana kutsiva kufukidzwa kwaunowana kubva kuhurumende.

Chii chinonzi Medicare?

Medicare inoumbwa nezvikamu zvakasiyana. Yekutanga Medicare, iyo yekuvhara iwe yaunowana zvakananga kubva kuhurumende, inosanganisira zvikamu A uye B.

• Chikamu A chinobatsira kubhadhara zvimwe zvezvinodikanwa zvekurapwa zvehutano zvaunowana muchipatara, zvinopa kufukidzwa kushoma kune vane hunyanzvi hwekuchengetwa kwenzvimbo uye mabasa epamba epamba, uye inovhara kuchengetwa kwevanorwara.
• Chikamu B chinobatsira kubhadharira kurapwa kwese kwevarwere uye zvekurapa zvaunowana paunoona chiremba kana nyanzvi.

Kana iwe kana mumwe wako akamboshanda kweanopfuura makore gumi, ungangove unokodzera kuwana Chikamu A pasina kubhadhara chero maprimiyamu. Izvi zvinodaro nekuti iwe pamwe wakatoribhadharira kuburikidza nemutero wemubhadharo. Iwe unofanirwa kubhadhara mubhadharo weChipiri B. Mari yeprimiyamu inosiyana zvichienderana nezvinhu, senge mari yako.

Original Medicare haisi 100-muzana kufukidzwa. Iwe uchiri kubhadhara kunze kwehomwe kana iwe ukaona chiremba muchimiro checopay, coinsurance, uye zvakabviswa. Uye hapana kufukidzwa zvachose pamishonga yemishonga, kurapwa kwenguva refu, kana mazino kana masevhisi ekuona.

Neraki, pane zvirongwa zveMedare zvaunogona kutenga kubva kumakambani einishuwarenzi akazvimiririra ayo anogona kuwedzera kana kutsiva yekutanga Medicare:

• Medicare yekuwedzera zvirongwa, dzimwe nguva zvinonzi zvirongwa zveMedigap, wedzera kune yako yekutanga Medicare. Vanogona kubatsira kudzikisira zvimwe zvezvinodhura zvemakopi uye kusimbiswa kwemari. Vanogona zvakare kuwedzera mazino, chiratidzo, kutarisirwa kwenguva refu, kana kumwe kufukidzwa.
• Chikamu cheD zvirongwa. Ivo vanonyanya kubatsira kubhadhara mutengo wemishonga yekunyorera.
• Medicare Kubatsira (Chikamu C) zvirongwa zvinopa imwe "mu-imwe" imwe nzira yekuwana ese ekutanga Medicare uye yekuwedzera kufukidza. Medicare Advantage zvirongwa zvinofukidza iwo ese mabhenefiti senge yekutanga Medicare, pamwe nemhando dzekuwedzera kufukidza iwe dzaunowana kubva mukuwedzera chirongwa cheMedare chinowedzera, kusanganisira mushonga wemishonga, mazino, uye zvimwe zvakanaka. Medicare Advantage zvirongwa zvinowanzouya nezvakawanda zvekuwedzera, zvakare, kusanganisira zvirongwa zvehutano uye zvehutano, nhengo dzemitero, nezvimwe.

Ndeapi marongedzero eMedicare anowanikwa muNebraska?

Kana Medicare Advantage ichirira senge yakanaka sarudzo kwauri, kune akati wandei makambani einishuwarenzi akazvimirira achipa zvirongwa mudunhu reNebraska. Zvinosanganisira:

• Aetna Medicare
• Bhuruu Muchinjikwa uye Bhuruu Shield yeNebraska
• Hutano Hwakajeka
• Humana
• Medica
• Medical Associates Hutano Chirongwa, Inc.
• UnitedHealthcare

Medicare Inobatsira chirongwa chinopihwa chinosiyana nedunhu, saka pinda yako chaiyo ZIP kodhi kana uchitsvaga zvirongwa kwaunogara.

Ndiani anokodzera Medicare muNebraska?

Isu tinowanzo funga nezve Medicare seinishuwarenzi kune vanhu vane makore makumi matanhatu nemashanu kana kupfuura, asi unogona kunyoresa muMedare kana uri:

• ane makore makumi matanhatu nemashanu kana kupfuura
• vadiki pane makumi matanhatu nemashanu uye vane hurema hunokodzera
• chero zera uye ane magumo enhanho renal chirwere (ESRD) kana amyotrophic lateral sclerosis (ALS)

Ndirini pandinganyorese muzvirongwa zveMedicare Nebraska?

Kana kukodzera kwako kweMedare kunobva pazera, yako yekutanga kunyoresa nguva inotanga mwedzi mitatu usati wasvika makore makumi matanhatu nemashanu ekuberekwa uye inoenderera kwemwedzi mitatu mushure. Zvinowanzoita zvine musoro kunyoresa kanenge muChikamu A panguva ino, sezvo ungangodaro usingazodi kubhadhara chero chinhu zvacho, uye Chikamu A mabhenefiti anoenderana nechero inishuwarenzi iripo yaunayo.

Kana iwe kana mumwe wako mukaramba muchishanda, uye imi muchiri kukodzera kufukidzwa kuburikidza nehurongwa-hunotsigirwa nehurongwa hwehutano hweboka, unogona kusarudza kurega kunyoresa muChikamu B kana chero chekuwedzera chinowanikwa panguva ino. Mune aya mamiriro, iwe unokodzera iyo yakakosha kunyoresa nguva gare gare.

Pamusoro pezvo, pane yakavhurika yekunyoresa nguva gore rega rega iwe yaunogona kunyorera Medicare kekutanga kana kuchinja zvirongwa. Iyo yakajairwa kunyoresa nguva yeMedicare Advantage zvirongwa zvinotanga kubva munaNdira 1 kusvika Kurume 31 gore rega.

Matipi ekunyoresa muMedare muNebraska

Paunenge wagadzirira kunyoresa, zvakakosha kuti uite homuweki yako pazvirongwa zveMedicare muNebraska, kunyanya kana iwe uchifunga chirongwa cheMedicare Advantage. Kunyange mutemo wezvematongerwo enyika uchida kuti zvirongwa zveMedicare Advantage zvifukidze mabhenefiti mamwechetewo ekutanga Medicare, pane kushanduka pakuita marongero acho. Mamwe marongero eHurumende Yekuchengetedza Sangano (HMO), nepo mamwe marongero eVanosarudza Vanopa (PPO), semuenzaniso.

Nderupi rwurongwa runoshanda zvakanyanya kwauri zvinoenderana nemamiriro ako uye nezvido zvako. Zvinogona kubatsira kuchengetedza mupfungwa mibvunzo yakadai seinotevera:

• Chii chakaitwa nemubatsiri network?
• Inetiweki yacho inosanganisira vanachiremba uye zvipatara zvandingangoda izvo zviri nyore kwandiri?
• Ini ndichazoda kuendeswa kana ini ndichida kuona nyanzvi?
• Zano iri richandidhurira zvakadii, zvese mumaprimiyamu uye panguva yebasa pandinotsvaga rubatsiro?
• Icho chirongwa chinosanganisira kufukidza uye zvirongwa zvine musoro kwandiri?

Nebraska Medicare zviwanikwa

Aya zviwanikwa anogona kuve anobatsira kukubatsira iwe kudzidza zvakawanda nezve Medicare Nebraska yekuvhara sarudzo:

• Nebraska Dhipatimendi reInishuwarenzi
• Medicare
• Zvekuchengetedzwa Kwemagariro

Chii chandinofanira kuita zvinotevera?

Paunenge wagadzirira kunyoresa chirongwa cheMedare Nebraska, funga zvinotevera zviito:

• Ita imwe tsvakiridzo mune yako yega sarudzo sarudzo. Rondedzero iri pamusoro inogona kuve yakanaka yekutanga poindi yekudzidza zvakawanda nezveMedicare Advantage zvirongwa muNebraska.
• Zvinogona zvakare kubatsira kusvika kune mumiriri ane hunyanzvi neMedicare uye zvinogona kukubatsira kuti unzwisise kuti sarudzo dzako dzinonyatsoenderana sei nemamiriro ako ezvinhu.
• Kana iwe uri pakati pekutanga kwako kana yakavhurika kunyoresa nguva, zadza online online Medicare kunyorera pane Social Security Administration webhusaiti. Iko kunotora kunotora maminetsi uye hakudi chero zvinyorwa zvekutanga.

Chinyorwa ichi chakagadziridzwa munaNovember 13, 2020, kuratidza 2021 Medicare ruzivo.

Ruzivo ruri pane ino webhusaiti runogona kukubatsira mukuita sarudzo pachako nezve inishuwarenzi, asi haina kuitirwa kupa zano maererano nekutenga kana kushandiswa kweinishuwarenzi kana zvigadzirwa zveinishuwarenzi. Healthline Media haifambise bhizinesi reinishuwarenzi munzira ipi neipi uye haina kupihwa rezenisi sekambani yeinishuwarenzi kana mugadziri mune chero hutongi hweU.S. Healthline Media haina kukurudzira kana kutsigira chero mapato echitatu anogona kuita bhizinesi reinishuwarenzi.