Chii chinonzi Medicare Chinobhadhara Kune Iyo Mari YeMawiricheya?

Zvemukati

• Rini Medicare inovhara mawiricheya?
• Ndeupi rudzi rwewiricheya iyo Medicare ichavhara?
• Manual mawiricheya
• Simba scooter
• Mawiricheya emagetsi
• Medicare inovhara murwere anosimudza here?
• Ko zvakadii newiricheya ramp?
• Ndezvipi zviri kunze-kwehomwe zvinodhura zvemawiricheya kana iwe uine Medicare?
• Ndeapi marongero eMedicare angave akanakira iwe kana iwe uchiziva iwe kuti unoda wiricheya?
• Medicare inobhadhara here zvimwe zvekufambisa zvinobatsira?
• Chinokosha

• Medicare inovhara mutengo wekuhaya kana kutenga mawiricheya mune zvimwe zviitiko.
• Iwe unofanirwa kusangana nezvinodiwa zveMedicare.
• Iva nechokwadi chekuti chiremba wako pamwe nekambani iri kupa yako wheelchair ese ari maviri Medicare-anotenderwa.

Kana chirwere chekurapa chiri kukutadzisa kufamba wakasununguka uchitenderedza imba yako uye mudonzvo kana kufamba zvinongokwana, wiricheya inogona kunge iri mhinduro kumatambudziko ako ekufamba.

Medicare Chikamu B inovhara akati wandei akasiyana mawiricheya chero bedzi iwe uchinge wasangana nezvimwe pre-mamiriro.

Medicare chikamu B inobhadhara mawiricheya paunenge uine nyaya dzekufamba mukati imba yako. Izvo hazvibhadhare chemawiricheya kana iwe uchingova nedambudziko rekutenderera kunze imba yako.

Rini Medicare inovhara mawiricheya?

Medicare Chikamu B inovhara yakawanda yemitengo yewiricheya yako kana chiremba wako wekutanga wekuchengeta (PCP) kana mupi wezvehutano achikubata iwe kune iyo mamiriro anokanganisa kufamba kwako anonyora odha yeimwe. Rairo yechiremba wako inofanira kujekesa kuti:

• Mamiriro ekurapa ari kukonzera nyaya dzekufamba dzinokutadzisa kubva kutarisira zvaunoda zvezuva nezuva. Semuenzaniso, kurwara kwako kunoita kuti usakwanise kuenda kuchimbuzi kana kukicheni zvakachengeteka, kunyangwe ukashandisa madondoro, chinofamba, kana tsvimbo.

• Iwe unokwanisa kushandisa zvakachengeteka mhando yemidziyo iwe yauri kukumbira, kana iwe uine mumwe munhu mumba mako anogara aripo kuti akubatsire kushandisa wiricheya paunenge uchiida.

• Chiremba wako uye mupi wemidziyo yekurapa vese vane mvumo yeMedare vanopa. Kune rondedzero yevanopa, uye iwe unogona kukumbira chiremba wako uye kambani ichipa iyo michina kuti ive nechokwadi chekuti vanobvumidzwa neMedare.

• Unogona kushandisa chishandiso zvakachengeteka mumba mako pasina njodzi yekukuvara kana tsaona nekuda kwepasina kuenzana, zvipingamupinyi munzira yako, kana masuo madiki kwazvo kune wiricheya yako.

Mitemo yekuti ungawana sei wiricheya inogona kushanduka kwenguva pfupi kana Mutungamiri weU.S., Dhipatimendi rezvehutano neHuman Services, kana gavhuna wako wenyika akataura nenjodzi kana njodzi munzvimbo yako. Kuti uone kana iwe uri mune imwe yenzvimbo idzi, unogona kufonera 1 (800) MEDICARE (800-633-4227). Iwe unogona zvakare kuwana ruzivo kuFederal Emergency Management Agency (FEMA) webhusaiti kana iyo HHS Veruzhinji Hutano Emergency webhusaiti.

Ndeupi rudzi rwewiricheya iyo Medicare ichavhara?

Mawiricheya anoonekwa seakasimba ekurapa michina (DME). Kune matatu matatu akakosha marudzi emawiricheya: emawoko wheelchair, emagetsi scooter, uye emagetsi mawiricheya.

Nderupi rudzi rwewiricheya Medicare ichavhara zvinoenderana nemamiriro ako epanyama uye nezano rezvechiremba.

Manual mawiricheya

Kana iwe wakasimba zvakakwana kuti upinde nekubuda muwiricheya yemanyorerwo uye kushandisa imwe paunoda, rudzi urwu rwemawiricheya rungave sarudzo yakanaka kwauri.

Kunyangwe iwe usina simba repamusoro rekushandisa wiricheya yemawoko, unogona kuramba uchikodzera imwe kana paine munhu kumba newe anogona kukubatsira kupinda nekubuda mairi, uye ndiani anogona kukubatsira kuishandisa zvisina njodzi .

Kana nyaya dzako dzekufamba dziri dzechinguvana - kana, semuenzaniso, iwe wakamboitwa oparesheni yemabvi uye iwe unotarisira kunge uchifamba zvakare munguva pfupi - ungangoda kufunga zvekuhaya midziyo pane kuitenga.

Simba scooter

Kana iwe usingakwanise kushandisa zvakachengeteka chewiricheya, Medicare inogona kubhadhara sikuta yemagetsi. Kuti ukwanise kuwana sikuta yemagetsi, uchafanirwa kuve ne-in-person kushanya nachiremba wako kuti usimbise kuti iwe wakasimba zvakakwana kuti upinde nekubuda mune yako wega uye kuti ubate wakamira paunenge uchityaira.

Sezvazviri nemawicheya emawoko, ungangoda kusarudza kuti kurenda iri sarudzo iri nani pane kutenga chaicho michina.

1. Wona chiremba wako kuti utore mushonga wewheelchair.
2. Tsvaga kana iwe wakasangana neyako yegore inodonhedzwa kuitira kuti iwe uzive zvaunogona kutarisira kubhadhara kune yako wheelchair.
3. Bata kune Medicare-akanyoresa DME mutengesi.
4. Kumbira mutengesi wako weDME kuti atumire chikumbiro chekumbobvumirwa kana paine chinodiwa.
5. Kana chikumbiro chako chikarambwa, shanda nachiremba wako uye mutengesi weDME kupa ruzivo rwakawedzerwa rweMedare.

Mawiricheya emagetsi

Kuti uwane wheelchair yemagetsi, chiremba wako anozoda kukuongorora iwe pachako. Mushure mekuongorora kwako, chiremba wako anozoda kunyora odha achiti iwe unokwanisa kushandisa wheelchair yemagetsi zvakachengeteka uye uchitsanangura kuti nei uchiida.

Dzimwe mhando dzemawiricheya emagetsi anoda "mvumo yepamberi" usati wawana imwe. Izvi zvinoreva kuti unoda mvumo yeMedare usati waita kutenga kana kubvarura chishandiso. Chikumbiro chekumberi chemvumo chinofanirwa kutsigirwa neodha kubva kunechiremba wako pamwe nemafomu akapihwa nemushambadzi wemidziyo yekurapa.

Pamwe iwe kana wako wekushandisa zvekurapa mupi anogona kuendesa magwaro anodikanwa kuDurable Medical Equipment Medicare Administrative Contractor (DME MAC). Iwe unofanirwa kuve nesarudzo kubva kuDME MAC kutenderera mazuva gumi mushure mekushandisa.

Kana Medicare isingatenderi kutenga kwako, une mvumo yekukwirira sarudzo iyi. Iwe kana wekupa zvekushandisa pakurapa unogona kutsanangura zvakadzama kuti sei uchida kuti mudziyo wacho ushande mumba mako.

Kuti uone iwo makumi matatu nematatu emagetsi emagetsi uye mawiricheya emagetsi anoda mvumo yekutanga, tarisa runyorwa razvino pano.

Medicare inovhara murwere anosimudza here?

Kana chiremba wako achitenda kuti uchazoda kuti akubatsire kubva pamubhedha kuenda pawiricheya yako, Medicare Chikamu B chichafukidza makumi masere muzana emari iyoyo. Iwe unenge uine mutoro wezasara makumi maviri muzana emutengo.

Medicare inotsanangura kusimudza semidziyo yekurapa yakasimba (DME).

Ko zvakadii newiricheya ramp?

Kunyangwe hwiricheya rampu inogona kunge ichidikanwa pakurapwa, Medicare Chikamu B haifunge sewiricheya ramp yakasimba yezvigadzirwa zvekurapa, saka mutengo wewiricheya ramp haina kuvharwa. Kana iwe uchida kuisa wiricheya ramp, iwe uchafanirwa kubhadhara izvo wega.

Ndezvipi zviri kunze-kwehomwe zvinodhura zvemawiricheya kana iwe uine Medicare?

Medicare Chikamu B inobhadhara makumi masere muzana emutengo wewiricheya mushure mekunge wasangana neyako yegore inobviswa. Iwe uchazobhadhara makumi maviri muzana emutengo mukuwedzera kune ako epagore maMedicare maprimiyamu. Iwe unogona zvakare kuve neyepayay mari inosanganisirwa nechero chiremba kushanya kwakakosha kuti uwane yako wiricheya.

Mune mamwe matunhu epasi, vatengesi veDME vanofanirwa kutora chikamu muchikwata chemabhidha chemakwikwi, icho chinobatsira kuchengetedza mitengo isingakwanisike. Nekudaro, iyo yekukwikwidzana kubhidha chirongwa chakambomiswa kwechinguva kusvika Ndira 1, 2021.

Pakati peiyi gwanza renguva pfupi, zvakanyanyisa kukosha kuti uzive hunyanzvi hwekushambadzira hunoshandiswa nevamwe vatengesi veDME. Kana iwe uine chero mibvunzo kana zvinonetsa pamusoro peDME mutengesi, kana nezvemumwe munhu akauya kumba kwako kuzoedza kukutengesera DME, unogona kufonera Fraud Hotline yeHHS Hofisi yaInspector General pa1-800-HHS-MAZANO ( 1-800-447-8477) kana kuzvitaura online.

Ndeapi marongero eMedicare angave akanakira iwe kana iwe uchiziva iwe kuti unoda wiricheya?

Kana iwe uchifunga kuti uchazoda wiricheya muna 2020 uye unokodzera Medicare, iwe uchafanirwa kusarudza kuti nderipi zano rinonyatso kuzadzisa zvaunoda.

Medicare Chikamu A chinovhara muchipatara. Kana iwe uchida wheelchair panguva yekugara muchipatara kana paunenge uri mumusha unochengeterwa vakwegura, nzvimbo yacho inokupa imwe.

Medicare Chikamu B chinovhara mabasa ekurapa. Pasi peChikamu B, mawiricheya akavharwa semidziyo yekurapa yakasimba.

Medicare Chikamu C chinonziwo Medicare Advantage. Sezvo Medicare Advantage zvirongwa zvichidikanwa kuti zvivhare mabhenefiti mamwechetewo ekutanga Medicare (zvikamu A neB), mawiricheya akavharwa pasi pezvirongwa izvi. Izvo zvakanakira mabhenefiti uye zvinodikanwa zvinosiyana kubva pakuronga kuronga.

Medicare Chikamu D inorayirwa kunyorera zvinodhaka. Kunyangwe iwe uchida tsamba yekunyora kana yechiremba kuti uwane wheelchair, ivo havana kufukidzwa pasi peichi chikamu cheMedicare.

Medigap (Medicare inowedzera) ari ekuwedzera-pazvirongwa zvekubatsira iwe kubhadhara mari iyo iyo Medicare isingavhare. Zvimwe zvirongwa zveMedigap zvinogona kukubatsira iwe kubhadhara zvimwe kana zvese zvemubhadharo wewiricheya.

Medicare inobhadhara here zvimwe zvekufambisa zvinobatsira?

Medicare Chikamu B inobhadhara makumi masere kubva muzana emitengo yevanofamba, mafirita, madondoro, uye tsvimbo (mushure mekubvisirwa mari yako). Iwe unozofanirwa kubhadhara imwe makumi maviri muzana yemutengo. Kungofanana newiricheya, chiremba wako anozofanira kunyora odha achiti mudziyo wekufambisa unodiwa pakurapa.

Chinokosha

Kana iwe uine hutano hutano hunotadzisa kufamba kwako mumba mako uye zvinokutadzisa kubva mukukwanisa kutarisira zvaunoda zvezuva nezuva, Medicare Chikamu B chichafukidza makumi masere muzana emutengo. Iwe uchave nebasa rekubhadhara iyo yasara makumi maviri muzana yemutengo, pamwe neyako inobvisirwa, mubhadharo weprimiyamu, uye chero akanangana macopayments.

Medicare inobatsira kuvhara mawiricheya emagetsi, magetsi emagetsi, uye mawiricheya emagetsi. Izvo zvakakosha kuti uone kuti chiremba wako uye wako wemuchina wekushandisa zvekurapa vese vakanyoreswa muMedare usati wawana wiricheya.

Anokuchengetedza hutano achazoda kunyora odha achitsanangura kuti nei uchida chishandiso ichi, uye mupi wemidziyo yekurapa angafanirwa kuendesa mamwe mafomu zvichienderana nerudzi rwewiricheya yaunoda.

Ruzivo ruri pane ino webhusaiti runogona kukubatsira mukuita sarudzo pachako nezve inishuwarenzi, asi haina kuitirwa kupa zano maererano nekutenga kana kushandiswa kweinishuwarenzi kana zvigadzirwa zveinishuwarenzi. Healthline Media haifambise bhizinesi reinishuwarenzi munzira ipi neipi uye haina kupihwa rezenisi sekambani yeinishuwarenzi kana mugadziri mune chero hutongi hweU.S. Healthline Media haina kukurudzira kana kutsigira chero mapato echitatu anogona kuita bhizinesi reinishuwarenzi.