Kunzwisisa Medicare Eligibility Age Mitemo

Zvemukati

• Ndeipi nguva yekukodzera yeMedare?
• Kusarudzika kune zera reMedicare kukodzera zvinodiwa
• Zvimwe zveMedare zvinokodzera zvinodiwa
• Dzidza nezve dzakasiyana zvikamu zveMedare
• Kutora

Medicare chirongwa cheinishuwarenzi chehutano inishuwarenzi yevagari vakura nevanhu vakaremara. Kana iwe uine zera makumi matanhatu nemashanu kana kupfuura, iwe unokodzera Medicare, asi izvo hazvireve kuti iwe unozviwana zvoga.

Paunenge uchinge wasangana nemamwe mabhenji ezera kana zvimwe zviyero zveMedare, zviri kwauri kuti unyore muchirongwa.

Kunyoresa muMedicare kunogona kuvhiringidza maitiro. Zvinoda kunzwisisa zvimwe zvekutanga zvekuti mashandiro anoita chirongwa ichi.

Ichi chinyorwa chichafukidza zvaunoda kuziva nezve:

• chii chinonzi Medicare
• maitiro ekushandisa
• sei kusangana nenguva dzakatarwa
• maitiro ekuziva kana iwe uchikodzera

Ndeipi nguva yekukodzera yeMedare?

Iyo yekukodzera zera reMedicare ane makore makumi matanhatu nemashanu ekuberekwa. Izvi zvinoshanda kunyangwe iwe uchiri kushanda panguva yekuzvarwa kwako makumi matanhatu nemashanu. Iwe haudi kuve pamudyandigere kunyorera Medicare.

Kana iwe uine inishuwarenzi kuburikidza newaunoshandira panguva yaunonyorera Medicare, Medicare ichave yako yechipiri inishuwarenzi.

Unogona kunyorera Medicare:

• kutanga kwemwedzi mitatu mwedzi usati wasvitsa makore makumi matanhatu nemashanu
• mukati memwedzi iwe unosvitsa makore makumi matanhatu nemashanu
• kusvika pamwedzi mitatu mushure memwedzi iwe unosvitsa makore makumi matanhatu nemashanu

Iyi nguva yakatenderedza zuva rako rekuzvarwa makumi matanhatu nemashanu inopa huwandu hwemwedzi minomwe kuti unyore.

Kusarudzika kune zera reMedicare kukodzera zvinodiwa

Pane zvakawanda zvisaririra kuchinodiwa chezera reMedicare, chinosanganisira:

• Kuremara. Kana iwe uri mudiki pane zera makumi matanhatu nemashanu asi iwe uri kugamuchira Yemagariro Chengetedzo nekuda kwekuremara, iwe unogona kuve unokodzera Medicare. Mushure memwedzi makumi maviri nemana yekugamuchira Social Security, unova Medicare-inokodzera.
• ALS. Kana iwe uine amyotrophic lateral sclerosis (ALS, kana chirwere chaLou Gehrig), unokodzera Medicare nekukurumidza kana ako Social Security hurema mabhenefiti atanga. Iwe hausi pasi pemwedzi makumi maviri nemana yekumirira.
• ESRD. Kana iwe uine yekupedzisira nhanho renal chirwere (ESRD), iwe unova Medicare unokodzera mushure mekubviswa kweitsvo kana mwedzi mitatu mushure mekurapa dialysis kwatanga.

Zvimwe zveMedare zvinokodzera zvinodiwa

Kune mamwe mashoma mamwe maMedare ekufanirwa kukwirisa mukuwedzera pane zvinodikanwa zvezera.

• Iwe unofanirwa kuve mugari weU.S. kana mugari wepamutemo anogara muUnited States kweanenge makore mashanu.
• Iwe kana mumwe wako munofanirwa kunge makabhadhara muSocial Security kune izvo zvinosvika makore gumi kana kupfuura (zvinonzi zvakare kunge zvakawana makumi mana emakiredhi), KANA iwe unofanirwa kunge wabhadhara Medicare mutero iwe kana wako wawakanga uri mushandi wehurumende yemubatanidzwa.

Gore rega rega, kutenderera kwekunyoresa muMedare kunotaridzika zvakafanana. Heano mamwe akakosha nguva yekuchengetedza mundangariro:

• Yako 65th zuva rekuzvarwa. Yekutanga kunyoresa nguva. Iwe unogona kunyorera kunyoresa muMedare kusvika pamwedzi mitatu zvisati zvaitika, mwedzi wa, uye mwedzi mitatu mushure mekuzvarwa kwako makumi matanhatu nemashanu.
• Ndira 1 – Kurume 31. Yegore yekunyoresa nguva. Kana iwe usati wanyorera nezveMedare panguva yemwedzi minomwe hwindo kutenderedza zuva rako rekuzvarwa, unogona kunyoresa panguva ino. Iwe unogona zvakare kushandura pakati Yekutanga Medicare uye Medicare Kubatsira zvirongwa uye nekuchinja yako Medicare Chikamu D chirongwa panguva ino. Kana iwe ukanyoresa muMedare Chikamu A kana Chikamu B panguva ino, iwe unenge uine kufukidza zvinobudirira muna Chikunguru 1.
• Gumiguru 15 – Zvita 7. Vhura nguva yekunyora kune avo vakanyoreswa muMedare uye vanoshuvira kuchinja sarudzo yavo. Zvirongwa zvakasarudzwa panguva yekunyoresa pachena zvinoshanda muna Ndira 1.

Dzidza nezve dzakasiyana zvikamu zveMedare

Medicare chirongwa cheinishuwarenzi chehutano chehutano chevanhu vane makore makumi matanhatu nemashanu kana kupfuura, pamwe nevanhu vane mamwe mamiriro ehutano.

Medicare yakaputswa kuita "zvikamu" zvakasiyana. Izvo zvikamu inzira chaiyo yekureva marongero akasiyana, zvigadzirwa, uye mabhenefiti akanangana neMedicare.

• Medicare Chikamu A. Medicare Chikamu A inishuwarenzi yechipatara. Inokufukidzira iwe panguva pfupi-yenguva yekurwara kwekugara muzvipatara uye nemasevhisi akaita sehospital. Inopawo yakaganhurirwa kufukidza kune vane hunyanzvi nzvimbo yekuchengetwa kwekuchengetedza uye sarudza-mumba mabasa.
• Medicare Chikamu B. Medicare Chikamu B inishuwarenzi yekurapa iyo inovhara zvinodiwa zvezuva nezuva sekugadzwa kwechiremba, kushanya kwachiremba, zvekushandisa pakurapa, uye kushanya kwekukurumidza kwekuchengetedza.
• Medicare Chikamu C. Medicare Chikamu C chinonziwo Medicare Advantage. Aya marongero anosanganisa kufukidzwa kwezvikamu A uye B muchirongwa chimwe chete. Medicare Advantage zvirongwa zvinopihwa nemakambani einishuwarenzi akazvimirira uye anotarisirwa neMedicare.
• Medicare Chikamu D. Medicare Chikamu D inorayirwa kunyorera zvinodhaka. Chikamu cheD D zvirongwa zvakamira-zvega zvirongwa zvinongovhara zvinyorwa chete. Aya marongero anopihwawo kuburikidza nemakambani einishuwarenzi akazvimirira.
• Medigap. Medigap inozivikanwawo seMedicare yekuwedzera inishuwarenzi. Zvirongwa zveMedigap zvinobatsira kuvhara kunze-kwe-muhomwe kudhura kweMedare, sekubvisa, macopayments, uye mari yemari yemari.

Kutora

Iyo Medicare yekukodzera zera inoenderera kuve makore makumi matanhatu nemashanu ekuberekwa. Kana izvo zvikazombochinja, ungatadza kubatwa, sezvo shanduko yacho ichaitika mukuwedzera zvishoma nezvishoma.

Kunyoresa muMedare kunogona kuratidzika kunge kwakaoma, asi kune zvakawanda zviwanikwa zvekubatsira kurerutsa maitiro uye kuti unyore.

Ruzivo ruri pane ino webhusaiti runogona kukubatsira mukuita sarudzo pachako nezve inishuwarenzi, asi haina kuitirwa kupa zano maererano nekutenga kana kushandiswa kweinishuwarenzi kana zvigadzirwa zveinishuwarenzi. Healthline Media haifambise bhizinesi reinishuwarenzi munzira ipi neipi uye haina kupihwa rezenisi sekambani yeinishuwarenzi kana mugadziri mune chero hutongi hweU.S. Healthline Media haina kukurudzira kana kutsigira chero mapato echitatu anogona kuita bhizinesi reinishuwarenzi.

Verenga chinyorwa ichi muchiSpanish