Iyo 'Kugamuchirwa kuMedare' Panyama: Icho Chaicho Chaicho Chenyama?
Zvemukati
- Ndeupi Kugamuchirwa kuMedicare kwekudzivirira kwekushanya?
- Chiremba uye nhoroondo yemagariro
- Bvunzo
- Kudzivirirwa uye njodzi yekuongorora chinhu
- Dzidzo
- Izvo izvo Kugamuchirwa kuMedare kunodzivirira kushanya HAZVI
- Yegore Wellness kushanya
- Ndiani anogona kuita Kugamuchirwa kuMedare kushanya?
- Ndeapi mamwe masevhisi ekudzivirira ayo Medicare anovhara?
- Kuongorora bvunzo Medicare inovhara
- Majekiseni
- Mamwe mabasa ekudzivirira
- Chinokosha
Kuchengetedza kwekudzivirira kwakakosha pakubatsira kuona nekudzivirira hosha dzakasiyana kana mamiriro mukati mehupenyu hwako hwese. Aya masevhisi anogona kunyanya kukosha sezvo iwe uchikura.
Paunotanga Medicare, unokodzera kuve ne "Kugamuchirwa kuMedare" kushanya kwekudzivirira. Munguva yekushanya uku, chiremba wako anoongorora nhoroondo yako yekurapa uye nekukupa iwe ruzivo nezve akasiyana mabasa ekudzivirira.
Kugamuchirwa kuMedare kushanya kwakashandiswa nevanhu kutanga paMedicare muna2016.
Asi chii chaizvo chiri uye chisina kubatanidzwa mukushanya uku? Ichi chinyorwa chinoongorora Kugamuchirwa kuMedare kushanya zvakadzama.
Ndeupi Kugamuchirwa kuMedicare kwekudzivirira kwekushanya?
Medicare Chikamu B inovhara imwe-nguva Kugamuchirwa kuMedare kushanya. Iwe unogona kupedzisa kushanya uku mukati memwedzi gumi nemaviri yekutanga Medicare.
Iwe haubhadhare chero chinhu kune Wako Kugamuchirwa kuMedare kushanya kunze kwekunge iwe uchipihwa nemasevhisi asina kuverengerwa, sekuyedzwa kwerabhoritari uye kuongororwa kwehutano.
Hezvino izvo zvinokosheswa Kugamuchirwa kuMedare kunosanganisira.
Chiremba uye nhoroondo yemagariro
Chiremba wako anoongorora nhoroondo yako yekurapa uye yemagariro. Izvi zvinogona kusanganisira zvinhu zvakaita se:
- kurwara kwakapfuura, mamiriro ekurapa, kana kuvhiyiwa kwawakamboona
- chero hosha kana mamiriro anomhanya mumhuri yako
- mishonga uye zvekudya zvinowedzera iwe zvauri kutora izvozvi
- mararamiro ehupenyu, sekudya kwako, mwero wekuita muviri, uye nhoroondo yefodya kana kunwa doro
Bvunzo
Iyi bvunzo yekutanga inosanganisira:
- kunyora kureba kwako uye uremu
- kuverenga muviri wako mass index (BMI)
- kutora ropa rako
- kuita bvunzo yekuona yakapusa
Kudzivirirwa uye njodzi yekuongorora chinhu
Chiremba wako anogona kushandisa mibvunzo kana zvishandiso zvekuongorora kuti ubatsire kuona zvinhu zvakaita seizvi:
- chero zviratidzo zvekunzwa kurasikirwa
- njodzi yako yekudonha
- kuchengeteka kwemusha wako
- njodzi yako yekukura kushushikana
Dzidzo
Kubva pane ruzivo rwavanotora, chiremba wako achashanda kukupa zano uye kukuzivisa iwe pane dzakasiyana misoro, kusanganisira:
- chero yakakurudzirwa kuongororwa kwehutano
- majekiseni, akadai sefuru pfuti uye pneumococcal jekiseni
- kuendeswa kunochengeterwa nyanzvi
- kufambisa mirayiridzo, senge kana iwe uchida kumutswazve kana mwoyo wako kana kufema kukamira
Izvo izvo Kugamuchirwa kuMedare kunodzivirira kushanya HAZVI
Izvo zvakakosha kuti uzive kuti Kugamuchirwa kuMedicare kushanya haisi yegore negore muviri. Yekutanga Medicare (zvikamu A uye B) hazvivhare zvegore epanyama.
Yegore negore muviri unonyanya kutsanangurwa kupfuura Kugamuchirwa kuMedare kushanya. Kunze kwekutora zviratidzo zvakakosha, zvinogona kusanganisira zvimwe zvinhu, senge bvunzo dzevarabhoritari kana kufema, neurological, uye bvunzo dzemudumbu.
Mamwe maMedare eChipiri C (Anobatsira) marongero anogona kuvhara epanyama epagore. Nekudaro, izvi zvinogona kusiyana nehurongwa chaihwo. Kana iwe uine chikamu Chikamu C, ive shuwa yekutarisa pane zvakavharwa usati waronga musangano wemuviri.
Yegore Wellness kushanya
Kana iwe uchinge wave kushandisa Medicare Chikamu B kwemwedzi inopfuura gumi nemaviri, inozofukidza kushanya kwegore rose kwehutano. Kushanya kwehutano pagore kunogona kurongwa kamwe chete pamwedzi gumi nembiri.
Rudzi urwu rwekushanya runosanganisira zvizhinji zvezvinhu zveKugamuchirwa kuMedare kushanya. Inogona kuve yakakosha kwazvo kugadzirisa nhoroondo yako yekurapa uye kurudziro dzekuchengetedza.
Pamusoro pezvo, kuongororwa kwekuziva kunoitwa sechikamu chegore rekushanya kwehutano. Izvi zvinogona kushandiswa kubatsira kuona mamiriro senge dementia kana chirwere cheAlzheimer kutanga.
Kufanana neKugamuchirwa kuMedare kushanya, iwe unofanirwa kubhadhara kune imwe kana yese yeanowedzerwa kuongororwa kana bvunzo dzisina kuvharwa mukushanya kwehutano.
Ndiani anogona kuita Kugamuchirwa kuMedare kushanya?
Chiremba wako anogona kuita yako Kugamuchirwa kuMedare kushanya kana ivo vachibvuma kupihwa basa. Izvi zvinoreva kuti vanobvuma kugamuchira mubhadharo wakanangana kubva kuMedare pamutengo unobvumidzwa neMedare kune iwo masevhisi akapihwa mukushanya.
Chiremba wako anofanira kukuzivisa iwe vasati vaita chero masevhisi asina kuverengerwa muKugamuchirwa kuMedare kushanya. Nenzira iyoyo, unogona kusarudza kana iwe uchida kugamuchira iwo masevhisi panguva iyoyo.
Ndeapi mamwe masevhisi ekudzivirira ayo Medicare anovhara?
Kuchengetedza kuchengetedza kunogona kubatsira kuona mamiriro akakomba kutanga. Sekureva kweCenters for Disease Control and Prevention (CDC), vatatu muvanhu vane makore makumi matanhatu nemashanu zvichikwira ndeve:
- chirwere chemoyo
- gomarara
- chisingaperi chepasi chirwere chekufema
Kuchengetedza kuchengetedza kunogona kubatsira kuona aya mamiriro uye mamwe, kuve nechokwadi kurapwa kwekutanga.
Kuongorora bvunzo Medicare inovhara
| Mamiriro | Kuongorora bvunzo | Kakawanda |
|---|---|---|
| mudumbu aortic aneurysm | dumbu ultrasound | kamwe |
| doro zvisina kufanira | kuongorora kubvunzurudza | kamwe pagore |
| gomarara repazamu | mammogram | kamwe pagore (anopfuura makore makumi mana) |
| chirwere chemwoyo | kuongorora ropa | kamwe pagore |
| gomarara rechibereko | Pap smear | kamwe chete pamwedzi makumi maviri nemana (kunze kwekunge paine njodzi huru) |
| kenza yakajeka | colonoscopy | kamwe chete pamwedzi 24-120, zvinoenderana nenjodzi |
| kenza yakajeka | inochinja sigmoidoscopy | kamwe chete pamwedzi makumi mana (makumi mashanu) |
| kenza yakajeka | yakawanda-yakanangana nechigaro cheDNA bvunzo | kamwe chete pamwedzi makumi mana nemasere |
| kenza yakajeka | fecal zvemashiripiti kuongorora ropa | kamwe pagore (kupfuura makumi mashanu) |
| kenza yakajeka | barium enema | kamwe chete pamwedzi makumi mana nemasere (panzvimbo yekolonoscopy kana inoshanduka sigmoidoscopy inopfuura makumi mashanu) |
| kuora mwoyo | kuongorora kubvunzurudza | kamwe pagore |
| chirwere cheshuga | kuongorora ropa | kamwe pagore (kana kaviri kune yakanyanya njodzi kana prediabetes) |
| glaucoma | kuongorora kweziso | kamwe pagore |
| hepatitis B | kuongorora ropa | kamwe pagore |
| hepatitis C | kuongorora ropa | kamwe pagore |
| HIV | kuongorora ropa | kamwe pagore |
| kenza yemapapu | yakaderera dose computed tomography (LDCT) | kamwe pagore |
| osteoporosis | kuyerwa kwepfupa | kamwe chete pamwedzi makumi maviri nemana |
| kenza yeprostate | Prostate yakatarwa antigen (PSA) bvunzo uye digital rectal bvunzo | kamwe pagore |
| zvirwere zvepabonde (STIs) | kuongororwa kweropa kwegonorrhea, chlamydia, syphilis, uye hepatitis B | kamwe pagore |
| gomarara remukadzi | pelvic bvunzo | kamwe chete pamwedzi makumi maviri nemana (kunze kwekunge paine njodzi huru) |
Majekiseni
Mamwe majekiseni akavharidzirwa, akadai seaya e:
- Hepatitis B. Inoshanda kune vanhu vane njodzi yepakati kana yakakura yekubatira hepatitis B.
- Furuwenza. Iwe unogona kuwana furu inopfura kamwe chete pamwaka wefuru.
- Pneumococcal chirwere. Mishonga miviri yepneumococcal yakavharwa: iyo 23-valent pneumococcal polysaccharide jekiseni (PPSV23) uye 13-valent pneumococcal conjugate jekiseni (PCV13).
Mamwe mabasa ekudzivirira
Pamusoro pezvo, Medicare inovhara mamwe mabasa ekudzivirira epagore, anosanganisira:
- Doro rinoshandisa zvisina kunaka kurairwa. Gamuchira anosvika mana kumeso-kumeso kuraira kana iwe ukashandisa zvisina kufanira doro.
- Maitiro ekurapa kwechirwere chemoyo. Sangana kamwe chete pagore nachiremba wako kuti mutaure nzira dzekubatsira kudzikisa njodzi yako yehutano hwepfungwa.
- Chirwere cheshuga manejimendi kudzidziswa. Tora matipi ekutarisa shuga yeropa, kudya chikafu chine hutano, uye kurovedza muviri.
- Kurapa kwekudya zvinovaka muviri. Shanda nenyanzvi yekudya zvinovaka muviri kana uine chirwere cheshuga, hosha yeitsvo, kana kugashirwa itsvo mumwedzi makumi matatu nematanhatu yapfuura.
- Kufuta kwakanyanya. Kumeso-ne-kumeso kurairana zvikamu zvinogona kukubatsira iwe kurasikirwa uremu kana iwe uine BMI ye30 kana kupfuura.
- Kuchenjerera njovhera. Zvirongwa zvekutarisana kumeso zvakatarisana zviripo kune vanhu vakuru vanoita zvepabonde vane njodzi yakawandisa yezvirwere zvepabonde.
- Fodya yekushandisa kuraira. Wana zvikamu zvisere zvakatarisana kumeso pamwedzi gumi nemaviri kana ukashandisa fodya uye uchida kubatsirwa kurega.
- Shandisa! Vashoma pane vevakuru vanopfuura makore makumi matanhatu nemashanu vari kusvika parizvino nechengetedzo yekuchengetedza, senge kuongororwa uye majekiseni.
- Nguva dzosebvunza nachiremba wako. Iwo mutemo wakanaka wechigunwe kushanyira chiremba wako kunoongororwa kanokwana kamwe pagore, sekureva kweMayo Clinic.
- Chengetedza mararamiro ane hutano. Kuita sarudzo dzine hutano pamusoro pekurovedza muviri, kudya, uye kushandisa fodya zvese zvinogona kubatsira kuvandudza hutano hwako hwese uye kudzora njodzi yemamiriro akaita sewemwoyo chirwere uye gomarara.
- Kurukura pachena nachiremba wako. Kutaura nachiremba nezve hutano hwako kunogona kuvabatsira kuita sarudzo nezve bvunzo uye kuongororwa. Vaudze vazive kana uine nhoroondo yemhuri yechimwe chirwere kana mamiriro, zviratidzo zvitsva kana zvinoshungurudza, kana zvimwe zvinonetsa pahutano.
Kuongororwa kwehutano hwaunoda kunogona kubva pane zvinoverengeka zvinhu, senge zera rako, hutano hwese, njodzi, uye yazvino nhungamiro yeMedicare.
Chinokosha
Kuchengetedza kwekudzivirira kwakakosha pakudzivirira uye kuona kweakasiyana mamiriro kana zvirwere. Kugamuchirwa kuMedare kushanya kunogona kubatsira chiremba wako kuti aongorore hutano hwako uye nekurumbidza.
Iwe unogona kuronga Kugamuchirwa kwako kuMedare kushanya mukati memwedzi gumi nemaviri yekutanga Medicare. Zvinosanganisira kutora nhoroondo yako yezvokurapa, bvunzo yekutanga, kuongorora njodzi uye kuchengetedzeka, uye kuita kurudziro yehutano.
Kugamuchirwa kuMedare kushanya hakusi kwegore negore muviri. Zvinhu zvakaita sekuyedzwa murabhoritari uye bvunzo dzekuongorora hazvibatanidzwe.
Zvisinei, Medicare inogona kuvhara mamwe eaya masevhisi sekuchengetedza kwekudzivirira pane dzimwe nguva.
Ruzivo ruri pane ino webhusaiti runogona kukubatsira mukuita sarudzo pachako nezve inishuwarenzi, asi haina kuitirwa kupa zano maererano nekutenga kana kushandiswa kweinishuwarenzi kana zvigadzirwa zveinishuwarenzi. Healthline Media haifambise bhizinesi reinishuwarenzi munzira ipi neipi uye haina kupihwa rezenisi sekambani yeinishuwarenzi kana mugadziri mune chero hutongi hweU.S. Healthline Media haina kukurudzira kana kutsigira chero mapato echitatu anogona kuita bhizinesi reinishuwarenzi.
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