Medicare uye Arthritis: Chii Chakafukidzwa uye Chii Chisiri?

Zvemukati

• Izvo zvese osteoarthritis mari inobhadharwa?
• Medicare inovhara rheumatoid arthritis?
• Zvakadii nezvekubatanidza kutsiva?
• Wedzera-ons kuMedare
• Tanga nachiremba wako
• Tora woenda nazvo

Yekutanga Medicare (zvikamu A neB) inovhara masevhisi uye zvekushandisa zvekurapa osteoarthritis kana chiremba wako akaona kuti zvakakosha pakurapwa.

Osteoarthritis ndiyo yakajairika mhando yemajoini. Inoonekwa nekupfeka patiketeti iyo inosunganidza majoini. Sezvo shwashwa yakapfeka, inogona kukonzera kusangana kwepfupa-ne-pfupa mubatanidzwa. Izvi zvinogona kutungamira pakurwadziwa, kuomarara, uye kuzvimba.

Verenga pamusoro kuti udzidze nezve kufukidza kweosteoarthritis uye mamwe marudzi eArthritis.

Izvo zvese osteoarthritis mari inobhadharwa?

Mhinduro yakapusa ndeiyi: kwete. Iko kune mari iwe yaungave uine mutoro nayo.

Kana iwe uine Medicare Chikamu B (inishuwarenzi yekurapa), ungangobhadhara mari yemwedzi wega wega. Muna 2021, kune vanhu vazhinji iyo huwandu i $ 148.50. Muna 2021, unenge uchizobhadharawo $ 203 yegore rako rePart B rinobviswa. Mushure mekubvisirwa mari, iwe unowanzo kubhadhara makumi maviri muzana kopi yeMedicare-inogamuchirwa mari ye:

• mazhinji echiremba masevhisi (kusanganisira seanorapwa muchipatara)
• kurapwa kwekunze
• midziyo yekurapa yakasimba, senge wekufamba kana wewiricheya

Medicare haizofukidze pamusoro-pe-iyo mishonga (OTC) iyo chiremba wako angakurudzira kugadzirisa osteoarthritis zviratidzo, senge:

• acetaminophen (Tylenol)
• OTC NSAIDs (Nonsteroidal anti-inflammatory drug) senge naproxen sodium (Aleve) uye ibuprofen (Motrin)

Medicare inovhara rheumatoid arthritis?

Rheumatoid arthritis (RA) chirwere chemoto chinokonzera kuzvimba kunorwadza (kuzvimba). Iyo inowanzo kurwisa majoini, kazhinji majoini mazhinji akasiyana panguva imwe chete.

Yekutanga Medicare (zvikamu A uye B) zvinogona kuvhara kurapwa kweRA seyakagara yekuchengetedza manejimendi sevhisi. Kuchengetwa kwekuchengetedzwa kwekuchengetedzwa kunoda kuti iwe uve nemaviri kana anopfuura akakomba mamiriro akasingaperi ayo chiremba wako anotarisira kugara kweinenge gore, senge:

• arthritis
• chirwere chemoyo
• chirwere cheshuga
• asima
• neBP

Sezvimwe nezvimwe zvekurapa, tarisira kunze-kwe-muhomwe mari, senge Chikamu chepamuyamu uye macopay.

Zvakadii nezvekubatanidza kutsiva?

Kana yako arthritis yakafambira mberi kusvika padanho rekuti chiremba wako anonzwa kuvhiyiwa kwekubatana kwekubatana kuri kwekurapa kwakakodzera, Medicare chikamu A uye B inovhara yakawanda yemutengo, kusanganisira zvimwe zvemitengo yekupora kwako.

Sezvakangoita kumwe kurapwa, iwe unogona kunge uine zvekunze-muhomwe mari, senge Chikamu B priyamu uye macopay.

Wedzera-ons kuMedare

Unogona kutenga inishuwarenzi kubva kumakambani akazvimiririra ayo anovhara zvimwe, uye pamwe zvese, zvemubhadharo wekuwedzera usina kuvharwa neMedicare yekutanga, senge:

• Medigap. Medigap ndeye inishuwarenzi yekuwedzera iyo inogona kubatsira kubhadhara macopayments, coinsurance, uye zvinokamurwa.
• Medicare Chikamu C (Medicare Advantage). Medicare Advantage zvirongwa zvakafanana nePPO kana HMO iyo inopa yako zvikamu A uye B kufukidza mukuwedzera kune mamwe mabhenefiti. Mazhinji anosanganisira Medicare Chikamu D uye mazhinji anopa mamwe kufukidzwa senge mazino, kuona, kunzwa, uye hutano zvirongwa. Iwe haugone kuve ese maviri Medigap uye Chikamu C, unofanirwa kusarudza imwe kana imwe.
• Medicare Chikamu D. Medicare Chikamu D chirongwa chemushonga chemishonga chinofukidza zvese kana chikamu chemitengo yemimwe mishonga. Haasi ese mishonga akafukidzwa, saka ipfungwa yakanaka yekusimbisa kufukidza uye kubvunza nezve dzimwe nzira dzemishonga, senge generic vhezheni, kubatsira kudzivirira mari isingatarisirwe.

Tanga nachiremba wako

Nhanho yekutanga ndeyekuti uve nechokwadi chekuti chiremba wako anogamuchira Medicare kana, kana iwe watenga Medicare Chikamu C, kuti chiremba wako ari pachirongwa chako.

Kurukurai nezvezvakarongedzwa zvese zveArthritis kurapa nachiremba wako kuti uone kana yakafukidzwa neMedhivhavha yako kana kana paine dzimwe sarudzo dzaungade kufunga nezvadzo.

Kurapa kunogona kusanganisira zvimwe kana zvese zvinotevera.

• mushonga (OTC uye mushonga)
• kuvhiya
• kurapa (panyama uye nebasa)
• zvishandiso (nzimbe, kufamba)

Tora woenda nazvo

• Yekutanga Medicare inovhara mabasa anodiwa ekurapa uye zvekushandisa pakurapa arthritis, kusanganisira yekuvhiya kwekubatana.
• Iko kune kazhinji kunze-kwe-muhomwe mari isina kufukidzwa neyekutanga Medicare. Zvichienderana nezvamunoda chaizvo, zvingave zvakakosha kuti uongorore sarudzo kuti uende pamwe nekufukidzwa kweMedare, senge:
  • Medigap (Medicare yekuwedzera inishuwarenzi)
  • Medicare Chikamu C (Medicare Kubatsira)
  • Medicare Chikamu D (inonyorera mishonga yekuvhara)

Ichi chinyorwa chakagadziridzwa munaNovember 20, 2020, kuratidza 2021 Medicare ruzivo.

Ruzivo ruri pane ino webhusaiti runogona kukubatsira mukuita sarudzo pachako nezve inishuwarenzi, asi haina kuitirwa kupa zano maererano nekutenga kana kushandiswa kweinishuwarenzi kana zvigadzirwa zveinishuwarenzi. Healthline Media haifambise bhizinesi reinishuwarenzi munzira ipi neipi uye haina kupihwa rezenisi sekambani yeinishuwarenzi kana mugadziri mune chero hutongi hweU.S. Healthline Media haina kukurudzira kana kutsigira chero mapato echitatu anogona kuita bhizinesi reinishuwarenzi.